Borrow from £100 to £25,000*
Complete our simple 60 second application form to get the loan you want today.
Whole of Market panel
Trusted panel of lenders
From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK
Personal – Representative 51.1% APR. Representative example: £2,000 borrowed for 24 months. Total amount repayable is £6,512.44 in 24 monthly instalments of £271.36. Interest charged is £4,512.44, interest rate 112.8% (variable)
Short term – Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% (variable)
How Will My Application Work?
Our secure technology platform will present your application to a panel of lenders to help find the best loan for your personal situation.
Paid Into Your Account
Once your application is has been accepted by one of our lenders and you could receive payment within 24 hours.
Our panel of lenders can help applicants no matter what their credit history, all histories are considered.
How Do I Apply?
What Is an Unsecured loan?
Personal loans are the same thing as an unsecured loan. Personal loans are a form of unsecured credit. They do not require you to provide an asset (e.g. jewellery, car, house, etc) as collateral for the money you borrow. So, you don’t put any assets at risk.
All Credit Histories Considered – Unsecured Loans In The Uk
Welcome to UnsecuredLoan4U.co.uk your one stop shop for all your borrowing needs. We are specialists in placing you with the right solution for your needs. We’re based down in the south coast of the UK in sunny Bournemouth we have a fantastic platform to service loan applications for all credit histories, including bad credit and good credit.
Our Business is connecting you with the right loan provider for you or your business. Take a couple minutes out of your day and give it a try it doesnt cost a single penny and can be completed within a couple of minutes from when that button is clicked. By completing one application form we can present that single application to a panel of the UK’s most notable lenders.
What Is an Unsecured loan
An unsecured loan is a loan that is issued and approved based upon the creditors credit history, rather than having to rely on the collateral of a house or vehicle your previous history is your collateral. An unsecured personal loan can vary in size anywhere from £500 to £25,000 this is a fixed rate loan that is taken out for any type of use there are no restrictions. Personal loans can vary in amount and length of contract these are all up to the customer.
How Does It Work?
Our whole process of finding your the right loan is tailored to make it as simple and as painless as possible. We pride ourselves on placing you with the right loan first time, every time. What makes this better is everything we do is FREE OF CHARGE what more do you need!!
Simply take a few minutes of your time and fill out your details on the form above and your application could be matched with one of our lenders in a matter of minutes! Let me take two seconds to explain the exact process we follow, we know what requirements every lender have within the whole unsecured lending market. We match the details you provide, for example, your income and expenditure with the lenders that best lend to somebody with your credentials. This is all done using a custom made algorithm.
This is how we can confidently say we will find the best solution for your exact needs all within a matter of minutes.
Must I Have A Guarantor??
This is probably the most common question we get on a daily basis. The simple answer to this is a no but it will depend on your credit history. If you credit score is poor it would definitely benefit you to have a guarantor or some kind of load repayment assurance but this isn’t final should you not have these, there are still options available to you.
What’s In It For Us?
Well were not a charity so we need to earn money somehow. We work in a different way to others in the market, you will never have to pay a fee nor will we receive a commission from the lender so you can guarantee we have your best interest at heart not the lender that pays us the best. The panel of lenders are ordered so that you get the best outcome for your loan search.
How Do I Apply?
If you want to apply today please take a few minutes out of your day to fill in the online application form. Please make sure your as accurate as a possible as this will help provide you with the best solution for your needs.
How Long Does It Take To Get Paid Out?
This depends on the lender that accepts your application, but usually within 1-3 days. Some lenders have a complete online journey and some lenders may require more documentation or prefer to call. Also how responsive you are to the requests of the lender.
What Products Can You Help With?
We have a varied and wide range of products we can help you source should you need help with anything else that the form doesn’t cover please contact us a email@example.com please let us know if you think there is a problem with your application because of previous bad credit.
Long Term Loans
Short Term Loans
As you can see we can cover a lot of bases this is always growing so if its not listed please let us know and we will see if we can help.
What Happens If I lie On My Application?
This has happened before and for obvious reasons this isn’t good practise and will never end up in you getting the loan you want. Please be aware by lying you will only be wasting your time and that of the lenders, they have control measures in place to stop such a thing and will always check your application to the best of there ability.
Lying on your declaration and receiving money from the lender and can be and will be classed as fraud with the relevant legal proceeding taken to recoup the funds.
What Happens If I Miss Payments?
Every lenders has different rules and regulations but normally you would expect the following actions
Possible Missed Payment Charges
Marks Against Your Credit File
Unsecured Loans Guide
Not All Bad Credit Loans Are the Same Most people understand bad credit loans to be loans that are available to people who have low credit ratings. However, the term “bad credit loan” means different things to different financial situations. For example, a bank may...read more
You might be tempted by the prospect of secured loans and how they require little in the way of credit. You don’t have to have a credit check done, usually, when applying for these loans. You may not even have to offer proof of employment, in some cases. Instead,...read more
If you feel like applying for a loan would only end in disappointment for you, then you may not know what all your options are. There is more to the lending market than just banks and other major financial institutions. In fact, there are tons of smaller companies...read more
Your credit history may have you turned down by banks for the loans you want, but that doesn’t mean that there are no lending options available to you. In fact, your credit score may not even be a factor if you go to the right lenders. While credit ratings have long...read more
There are a few important steps you should take before you apply for any type of loan. Whether you are looking at an unsecured loan to pay off a medical bill or you need to find collateral for a secured loan, there are some key things you should do to prepare yourself...read more
You might feel like your credit history gets in the way of getting the financial opportunities you would like to have. It is quite possible that it does, limiting you from receiving favorable credit card offers or even being able to open an account in some banking...read more
The great concern of anyone taking out a loan is what will happen if they cannot meet the terms of the loan agreement. What happens when they fail to make a payment on time or just cannot repay the loan? To answer that in detail would require considering all the...read more
Taking out a personal loan is a big responsibility. It’s not something you should just jump into without much thought or consideration. You want to take your time and look at your options. We’re going to help you decide whether a personal loan is the right choice for...read more
A personal loan (also called an unsecured loan) offers you a way to use your own financial history or income as the basis for a loan. This would be a loan that is not meant for your business, but rather for personal financial needs. Some people use these loans to pay...read more
While the cost of a loan will vary from one to the next, the types of expenses you can expect to pay will be roughly the same. We’re going to look at the various fees and costs involved with taking out a loan. This will give you some idea of what to prepare yourself...read more
For you to receive the loan funds most lenders will be required to pay the funds into the account of the person that applied for the loan in very extreme circumstances the lender may pay the funds into an account of a third party but that will be down to each individual company. Some lenders are also happy to use a cheque this must be made out in the applicants name to combat fraudulent applications.
For your monthly instalments most lender will accept a monthly direct debit as well as a debit card payment, most lenders will require you to pay monthly loan payment inline with your salary or benefit payment date.
Average Loan Details
Fast principle acceptance– same day*
fast loan payouts 1-10 days*
Larger loan amounts than most up to 25k*
Weekly loan repayments accepted*
Loan terms up to 60 months*
Easy online access to control most applications
Payment breaks should times be tough*