Apply To Borrow from £100 to £25,000*

    We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender.unsecuredloans4u Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. unsecuredloans4u does not provide any loan or consumer credit products directly.

    • Apply For £ 50 - £ 1,000
    • Fast Payout
    • No Fees
    • Secure Application
    • Available 24/7
    • Bad Credit



    N Instant Decision
    N 60-Second Application Form
    N From £1,000 to £25,000
    N Rates from 5.7% APR to 278% APR*
    N 3-36 month repayment




    N Online decision
    N Responsible lenders
    N Apply to borrow up to £3000* 
    N Rates from 278% APR – 1576% APR*
    N 3-12 month repayment

    Short term – Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly installments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)

    Personal – Representative Example: A loan of £5,000 over 36 months will cost you £284.42 per month at Representative 43.5% APR. The total cost after 36 months is £10,239.15, which includes £5,239.15 interest at 34.9% APR variable.

    What Are Unsecured Loans?

    The answer is that an unsecured loan or also known as a personal loan are considered a helpful option for financing a big purchase, like a car or a home extension. Unlike a secured loan, if you get an unsecured loan, the lender has no claim on your financial assets if you don’t keep up on unsecured loan repayments. However it is always advisable to keep up to your contractual repayments for your loan, as missing payments or making late payments will have a negative impact on your credit rating and may make obtaining credit in the future more difficult

    How Will My Application Work?

    Secure Process

    Monevo’s secure technology platform will present your application to a panel of lenders to help find the best financing option for your personal situation depending on your application.

    If your application has been accepted by one of Monevo’s lenders, you could receive payment within the hour*

    Credit Problems*

    Monevo’s panel of lenders can look to help applicants no matter what their credit history is, as all histories are considered.

    Unsecured Loan Definition

    An unsecured loan is a loan that is issued and supported only by the borrower’s creditworthiness, rather than by any type of collateral. An unsecured loan is one that is obtained without the use of a property as collateral for the loan, and it is also called a signature loan or a personal loan.

    What Is An Unsecured Loan?

    Personal loans are the same thing as an unsecured loan. Personal loans are one form of unsecured credit. They do not require you to provide an asset (e.g. house or car) as collateral for the money you apply for. So, you don’t put any assets at risk to get the right unsecured loans for you.

    How Do I Apply?

    What Is An Unsecured Loan?

    Personal loans are the same thing as an unsecured loan. Personal loans are one form of unsecured credit. They do not require you to provide an asset (e.g. house or car) as collateral for the money you apply for. So, you don’t need to put any assets at risk to get the right unsecured loan.


    What Are Payday Loans?

    A payday loan is a type of credit that is suitable for when emergencies occur. If you are strapped for cash to cover short-term emergency expenses until your next payday, payday loans could be a suitable solution for your needs. They do not require collateral in form of assets like a car or a house; As part of the qualifying criteria, you will need to have a regular income.

    What Are Guarantor Loans?

    Yes, I know how a hurdle it can be to get a loan especially if you have poor credit history or worse, no credit history at all. Guarantor Loans can get you the cash you need with the help of another person with good credit history to back you up. A guarantor could be a work colleague, friend, or a family member with good to impeccable credit rating. Do note however that the guarantor would be subjected to routine credit checks before loan approval or they may have to provide ID, bank statements, or other financial documents as necessary. In the even that you happen to default on loan repayments, your guarantor will have to cover your contractual repayments for you. You could be approved for a higher amount depending on the credit-worthiness of your guarantor, however please remember to only borrow how much you need, as usually the more you borrow, the more you’ll have to pay back.

    What Are Logbook Loans?

    The Money Advice Service explains that logbook loans are: Loans secured on your vehicle, so the lender owns your vehicle until you pay the loan back. You can keep on using your vehicle as long as you repay the loan. However, logbook loans are expensive and risky and you should avoid them if you can.

    All Credit Histories Considered – Unsecured Finance In The Uk

    Welcome to UnsecuredLoan4U.co.uk! We know how agonizing it is to be rejected or had to wait for days or weeks when you need cash NOW – yet you have to painstakingly wait for a decision. Monevo and their lenders make it easy for you from day one.

    Your emergency is our emergency. Our Business is primarily connecting you with the right loan provider for your needs.

    Our service is completely free and applications can be completed within a couple of minutes. By completing one application form, Monevo can present that single application to a panel of UK’s reputable lenders so you can get the cash you want at the most flexible lending rates and solutions available for your circumstances.

    What Is An Unsecured Finance

    Unsecured loans are loans that are not secured against property or a vehicle, so they do not rely on collateral as a security; You will be assessed depending on your financial standing and credit reputation.

    Lenders and providers will assess you based on your creditworthiness and ability to repay the loan.

    How Does It Work?


    SIMPLE AND FAST – Monevo’s process of finding you the right agreement is designed to make it as simple and as painless as possible.

    Our service is completely FREE OF CHARGE!

    Simply take a few minutes of your time and fill out your details on the form above and your application could be matched with one of Monevo’s lenders in a matter of minutes.

    Monevo match the details you provide in your application with the finance company that best lend to somebody with your credentials. This is all done using a custom-made algorithm.

    Must I Have A Guarantor??

    The simple answer to this is a “NO” but it will all depend on your past credit or financial history. For instance, if your credit score is poor then it would definitely benefit you to have a guarantor. Should you not be able to find a guarantor, there are still other options available to you. If you apply through our website, Monevo and their award-winning technology will match you with the most suitable options that their lenders have available. You are under no-obligation to proceed with the option you are presented with.

    What’s In It For Us?

    You would probably think why we do this or probably wonder what we get from helping you out with your financial needs? Well, we’re not a charity so we need to earn money somehow. We are a loan introducer and we get paid by Monevo for introductions.Our service is completely transparent. With us, you will never have to pay a fee; our service is completely free to the consumer. As is Monevo’s service.

    With us, you will never have to pay a fee nor will we receive a commission from the lender so you are guaranteed that we have your best interests at heart and not the lender that pays us the best. The panel of lenders are ordered so that you get the best outcome for your search.

    How Do I Apply?

    If you want to apply today please take a few minutes out of your day to fill in the online application form. Please make sure you’re as accurate as possible as this will help us provide you with the best solution for your needs.

    How Long Does It Take To Get Paid Out?

    This depends on the lender that accepts your application, but it would usually be within 1-3 days. Some backers have a complete online journey and some financiers may require more documentation or prefer to call. Also, it depends too on how responsive you are to the requests of the lender.

    What Products Can You Help Me With?


    We have a varied and wide range of products we can help you source. Should you need help with anything else that the form doesn’t cover, please don’t hesitate to contact us at help@unsecuredloans4u.co.uk 

    Please let us know if you think there is a problem with your application because of previous bad credit and we will help you sort it out.






    Long Term


    Short Term

    As you can see, we can cover a lot of bases. We leave no stone unturned.This is always growing so if in case it’s not listed yet, please let us know and we will see if we can help.

    I buy Xenical (Orlistat) not for the first time. I want to say that the drug works very efficiently, of course, if you stick to the correct nutrition. But there is one negative side effect. I think that I got my hypothyroidism cause of the use of Xenical (but this is only my assumption).
    Personal loans can be used for home improvements, weddings, holidays, debt consolidation. They are intended for people needing to borrow larger amounts of money over longer periods of time, typically 1 – 5 years. Short term and payday loans should be used as a temporary solution for unexpected emergencies, such as a car breakdown, burst pipe, unexpected bill, emergency travel.


    What Happens If I Lie On My Application?

    This has happened before and for obvious reasons, we would not tolerate such behavior. It isn’t good practice and will never end up in you getting the financial aid you want. Please be aware that by lying, you will only be wasting your time and that of the lenders. They have control measures in place to stop such a thing and will always check your application to the best of their ability.

    Lying on your declaration and receiving money from the backer can and will be classified as fraud with the relevant legal proceeding taken to recoup the funds.
    Lying on your declaration and receiving money from the lender on false or exaggerated credentials is a criminal offence and will be classified as fraud

    What Happens If I Miss Payments?

    Every lender has different rules and regulations set for missed payments but normally you would expect the following actions


    Possible Missed Payment Charges


    Marks Against Your Credit File

    Unsecured Loans Guide

    What Is A Bad Credit Loan?

    Not All Bad Credit is the Same A bad credit loan usually refers to people using the term ‘bad credit’ to search for loans and finance online if they have poor credit rating. Bad credit loans do not exist as a product in their own right; they can be any type of loan...

    read more

    Why Secured Finance Can Be Risky

    You might be tempted by the prospect of secured and how they require little in the way of finance. You don’t have to have a check done, usually, when applying for these. You may not even have to offer proof of employment, in some cases. Instead, you’ll be putting your...

    read more

    Getting Cash Could Be Easier Than You Think

    If you feel like applying for a loan would only end in disappointment for you, then you may not know what all your options are. There is more to the lending market than just banks and other major financial institutions. In fact, there are tons of smaller companies...

    read more

    Your Bad Credit May Not Stop You from Being Approved

    Your history may have you turned down by banks for the cash you want, but that doesn’t mean that there are no lending options available to you. In fact, there are many lenders out there that cater for people with less than perfect credit scores.In fact, your score may...

    read more

    What to Do before You Apply

    There are a few important steps you should take before you apply for any type of money. Whether you are looking at an unsecured cash to pay off a medical bill or you need to find collateral for a secured finance, there are some key things you should do to prepare...

    read more

    The Cost of Falling behind on Your Payments

    The great concern of anyone taking out a loan is what will happen if they cannot meet the terms of the agreement. What happens when they fail to make a payment on time or just cannot repay the cash? To answer that in detail would require considering all the different...

    read more

    Is A Personal Finance a Good Idea for You?

    Taking out a personal loan is a big responsibility. It’s not something you should just jump into without much thought or consideration. You want to take your time and look at your options. We’re going to help you decide whether a personal loan is the right choice for...

    read more

    Are You Eligible for a Personal Loan?

    A personal loan (also called an unsecured ) offers you a way to use your own financial history or income as the basis for cash. This would be a that is not meant for your business, but rather for personal financial needs. A personal loan (also called an unsecured...

    read more

    How Much Will It Cost You?

    While the cost of a will vary from one to the next, the types of expenses you can expect to pay will be roughly the same. We’re going to look at the various fees and costs involved with taking out a cash. This will give you some idea of what to prepare yourself for...

    read more

    Payment Method?


    For you to receive the funds, most lenders will be required to deposit the funds directly into the account of the person that applied for the agreement. In very extreme circumstances, the lender may also opt to pay the funds into a third party account but that will be down to each individual company. Some lenders are also happy to use a cheque but this must be made in the applicant’s name to combat fraudulent applications.

    For your monthly installments, most lenders will accept a monthly direct debit as well as a debit card payment. More so, majority of lenders will require you to pay monthly payments in line with your salary or benefit payment date.
    For you to receive the funds, most lenders will be required to deposit the funds directly into the account of the person that applied for the agreement. In some circumstances, if you have taken out a guarantor loan, the lender will usually pay the funds into the guarantor’s account. For your monthly instalments, most lenders will accept a monthly direct debit as payment. More so, majority of lenders will require you to pay monthly or weekly payments in line with your salary or benefit payment date

    Average Details


    Fast principle acceptance– same day*


    fast payouts 1-10 days*


    Larger amounts than most up to 25k*


    Weekly repayments accepted*


    terms up to 60 months*


    Easy online access to control most applications


    Payment breaks should times be tough*


    Fast Payouts