Borrow from £100 to £25,000*

Complete our simple 60-second application form to get the loan you want today.



N Instant Decision
N 60-Second Application Form
N From £1,000 to £25,000
N Rates from 4.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £995
N Rates from 278% to 1576%
N 3-12 month repayment



Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.

60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.

What Are Unsecured Loans?

The answer is that an unsecured loan or also known as a personal loan are considered a helpful option for financing a big purchase, like a car or a home extension. Unlike a secured loan, if you get an unsecured loan, the lender has no claim on your financial assets if you don’t keep up on unsecured loan repayments.

How Will My Application Work?

Secure Payout

Our secure technology platform will present your application to a panel of lenders to help find the best financing option for your personal situation.

Once your application has been accepted by one of our lenders, you could receive payment immediately or within 24 hours.

Credit Problems*

Our panel of lenders can help applicants no matter what their credit history is, as all histories are considered.

Unsecured Loan Definition

An unsecured loan is a loan that is issued and supported only by the borrower’s creditworthiness, rather than by any type of collateral. An unsecured loan is one that is obtained without the use of property as collateral for the loan, and it is also called a signature loan or a personal loan.

What Is An Unsecured Loan?

Personal loans are the same thing as an unsecured loan. Personal loans are one form of unsecured credit. They do not require you to provide an asset (e.g. jewellery, car, house, etc) as collateral for the money you borrow. So, you don’t put any assets at risk to get the right unsecured loans for you.

How Do I Apply?

What Is An Unsecured Loan?


Personal loans are the same thing as an unsecured loan. Personal loans are one form of unsecured credit. They do not require you to provide an asset (e.g. jewellery, car, house, etc) as collateral for the money you borrow. So, you don’t put any assets at risk to get the right unsecured loans for you.


What Are Payday Loans?

If you are the typical person who lives from paycheck to paycheck – you might have heard of a payday loan or have possibly applied for one. If you are bootstrapped for cash to cover for short term expenses until the next paycheck, payday loans got you covered. Also referred to as as cash advance loans, salary loans, payroll loans – this type of loan is linked to your payday. This does not require collateral in form of assets like a car or a house; just as long as you have a job or currently employed. This also allows you a pre-arranged mode of payment or credit line flexible to your financial terms and credit standing.

What Are Guarantor Loans?

Yes, I know how a hurdle it can be to get a loan especially if you have poor credit history or worse, no credit history at all. Guarantor Loans can get you the cash you need with the help of another person with good credit history to back you up. A guarantor could be a work colleague, friend, or a family member with good to impeccable credit rating. Do note however that the guarantor would be subjected to routine credit checks before loan approval such as providing an ID, bank statements, or other financial documents as necessary. In the even that you happen to default in loan repayments, your guarantor will have to cover for you. You can be approved of a higher amount depending on the credit-worthiness of your guarantor.

What Are Logbook Loans?

If you own a car and have immediate need for cash – you might wanna consider getting Logbook Loans. This is a form of a secured loan that allows you a vantage point of getting approved of a large amount of cash tantamount to the actual value of your car and your ability to repay debt. Your vehicle is now a form of collateral that allows you fast release of cash but with you retaining full rights and ownership of your car.

The Unsecured Loans Chart

How does An Unsecured Loan Work This type of loan is commonly known as a personal loan, it is normally used by people that want to make a large purchase ie car or holiday. Comparing this to a secured loan is simple, the only main difference is that a secured loan will be secured against your property. Secured Loans
Unsecured loans  Average APR 2.99% – No guarantor needed – 3 Day Payout Time Extra Information
Secured Loan  Average Apr 4.19% – No guarantor needed – 5 Day Payout Time Extra Information
Payday Loan  Average Apr 400% – No guarantor needed – Instant Day Payout Time Extra Information
Logbook Loan  Average Apr – No guarantor needed – 3 Day Payout Time Extra Information


All Credit Histories Considered – Unsecured Finance In The Uk

Welcome to! Your one-stop-shop for all your borrowing needs. Why wait in line when we have you on our priority list every time. We know how agonizing it is to be rejected or had to wait for days or weeks when you need cash NOW – yet you have to painstakingly wait for a decision. We make it easy for you from day one. Why complicate things when we can simplify solutions to your impending financial needs. We are specialists in placing you with the right solution for your needs. We’re based down in the south coast of the UK in sunny Bournemouth and we have a fantastic platform to service applications for all histories, including bad and good pasts.

Your emergency is our emergency. Our Business is primarily connecting you with the right provider for you or your business. Take a couple minutes out of your day and give it a try. It doesn’t cost a single penny and can be completed within a couple of minutes from when that button is clicked. By completing one application form, we can present that single application to a panel of UK’s most notable lenders so you can get the cash you want at the most flexible lending rates and solutions available that is right for your financial status.

What Is An Unsecured Finance

Unsecured cash is a bit of finance that is issued and approved based upon the creditor’s history, rather than having to rely on the collateral of a house or vehicle; your previous history is your collateral. You will be validated depending on your financial standing and credit reputation. This eliminates risks in getting your assets forfeited in worst case scenarios that you fail to make repayments whenever due. An unsecured personal finance can vary in size anywhere from £500 to £25,000 – providing you a wider range depending on your financial status. This is taken out for any type of use as there are no restrictions whatsoever. Additionally, personal agreements can vary in amount and length of contract as well as other terms are all up to the customer.

How Does It Work?


SIMPLE AND FAST – Our whole process of finding you the right agreement is tailored to make it as simple and as painless as possible. No guessing games or jargons to make it all complex. We pride ourselves on placing you with the right cash first time, every time. What makes this better is everything we do is FREE OF CHARGE! So, what more do you need?

Simply take a few minutes of your time and fill out your details on the form above and your application could be matched with one of our lenders in a matter of minutes! Let me take two seconds to explain the exact process we follow. We know what requirements every supplier will have within the whole unsecured lending market. We get everything ready and laid out for you. We match the details you provide, for example, your income and expenditure with the finance company that best lend to somebody with your credentials. This is all done using a custom-made algorithm.

You want it fast, easy, and secure – That is exactly how we execute things around here. We move fast to respond well to your needs and provide you the financial solutions you need on-point. This is how we can confidently say we will find the best solution for your exact needs all within a matter of minutes.

Must I Have A Guarantor??

This is probably the most common question we get on a daily basis. Do you need a guarantor? Well, the simple answer to this is a “NO” but it will all depend on your past credit or financial history. For instance, if your credit score is poor then it would definitely benefit you to have a guarantor or some kind of loan repayment assurance; but this isn’t final. Should you not have these, there are still other options available to you. We will help you explore these options and find just the right credit type that will suit your needs and fit your credit standing.

What’s In It For Us?

You would probably think why we do this or probably wonder what we get from helping you out with your financial needs? Well, we’re not a charity so we need to earn money somehow. We do however work in a different way as compared to others in the market. We play it by ear but focus on borrowers’ satisfaction rather than on profit alone. We keep you on our top priority as our business ethics and vision dictate so.

With us, you will never have to pay a fee nor will we receive a commission from the lender so you are guaranteed that we have your best interests at heart and not the lender that pays us the best. The panel of lenders are ordered so that you get the best outcome for your search.

How Do I Apply?

If you want to apply today please take a few minutes out of your day to fill in the online application form. Please make sure you’re as accurate as possible as this will help us provide you with the best solution for your needs.

How Long Does It Take To Get Paid Out?

This depends on the lender that accepts your application, but it would usually be within 1-3 days. Some backers have a complete online journey and some financiers may require more documentation or prefer to call. Also, it depends too on how responsive you are to the requests of the lender.

What Products Can You Help Me With?


We have a varied and wide range of products we can help you source. Should you need help with anything else that the form doesn’t cover, please don’t hesitate to contact us at 

Please let us know if you think there is a problem with your application because of previous bad credit and we will help you sort it out.

Long Term
Short Term
As you can see, we can cover a lot of bases. We leave no stone unturned.This is always growing so if in case it’s not listed yet, please let us know and we will see if we can help.

What Happens If I Lie On My Application?

This has happened before and for obvious reasons, we would not tolerate such behavior. It isn’t good practice and will never end up in you getting the financial aid you want. Please be aware that by lying, you will only be wasting your time and that of the lenders. They have control measures in place to stop such a thing and will always check your application to the best of their ability.

Lying on your declaration and receiving money from the backer can and will be classified as fraud with the relevant legal proceeding taken to recoup the funds.

What Happens If I Miss Payments?

Every lender has different rules and regulations set for missed payments but normally you would expect the following actions

Possible Missed Payment Charges

Marks Against Your Credit File

Unsecured Loans Guide

Not All Bad Credit Are the Same!

Not All Bad Credit is the Same Most people understand bad finance to be money that are available to people who have low credit ratings. However, the term “bad credit” means different things to different financial situations. For example, a bank may offer what it calls...

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Why Secured Finance Is Risky

You might be tempted by the prospect of secured and how they require little in the way of finance. You don’t have to have a check done, usually, when applying for these. You may not even have to offer proof of employment, in some cases. Instead, you’ll be putting your...

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Getting Cash Could Be Easier Than You Think

If you feel like applying for a loan would only end in disappointment for you, then you may not know what all your options are. There is more to the lending market than just banks and other major financial institutions. In fact, there are tons of smaller companies...

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Your Bad Credit May Not Stop You from Being Approved

Your history may have you turned down by banks for the cash you want, but that doesn’t mean that there are no lending options available to you. In fact, your score may not even be a factor if you go to the right lenders. While your ratings have long played an...

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What to Do before You Apply

There are a few important steps you should take before you apply for any type of money. Whether you are looking at an unsecured cash to pay off a medical bill or you need to find collateral for a secured finance, there are some key things you should do to prepare...

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Does Your Credit Matter when It Comes to Personal Cash?

You might feel like your credit history gets in the way of getting the financial opportunities you would like to have. It is quite possible that it does, limiting you from receiving favourable card offers or even being able to open an account in some banking...

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The Cost of Falling behind on Your Payments

The great concern of anyone taking out a loan is what will happen if they cannot meet the terms of the agreement. What happens when they fail to make a payment on time or just cannot repay the cash? To answer that in detail would require considering all the different...

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Is A Personal Finance a Good Idea for You?

Taking out a personal loan is a big responsibility. It’s not something you should just jump into without much thought or consideration. You want to take your time and look at your options. We’re going to help you decide whether a personal loan is the right choice for...

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Are You Eligible for a Personal Cash?

A personal loan (also called an unsecured ) offers you a way to use your own financial history or income as the basis for cash. This would be a that is not meant for your business, but rather for personal financial needs. Some people use these to pay off upcoming...

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How Much Will It Cost You?

While the cost of a will vary from one to the next, the types of expenses you can expect to pay will be roughly the same. We’re going to look at the various fees and costs involved with taking out a cash. This will give you some idea of what to prepare yourself for...

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Payment Method?


For you to receive the funds, most lenders will be required to deposit the funds directly into the account of the person that applied for the agreement. In very extreme circumstances, the lender may also opt to pay the funds into a third party account but that will be down to each individual company. Some lenders are also happy to use a cheque but this must be made in the applicant’s name to combat fraudulent applications.

For your monthly installments, most lenders will accept a monthly direct debit as well as a debit card payment. More so, majority of lenders will require you to pay monthly payments in line with your salary or benefit payment date.

Average Details

Fast principle acceptance– same day*
fast payouts 1-10 days*
Larger amounts than most up to 25k*
Weekly repayments accepted*
terms up to 60 months*
Easy online access to control most applications
Payment breaks should times be tough*
Fast Payouts