Borrow from £100 to £25,000

We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

  • Apply For £ 50 - £ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit




N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.

60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.

We are a Credit Broker and not a Lender

Unsecured 5 Year Loans

If you are looking for a loan and the usual short-term option is currently not the ideal route, then 5 year loans might just be what you need. The loans provide you with larger amounts for longer durations than payday loans and cash advances. The interest can also be lower especially if your credit rating is good. What’s more, there are plenty of lenders that provide the financial product and your options are almost unlimited.

5 Year Loans and the Different Options

If you are in the market for a 5 year loan, there are several options that you can look into in the UK today. These options are offered by traditional lenders like banks and non-traditional online lenders. Depending on your needs and qualifications, you can opt for a:

  1. 5 year personal loan
  2. 5 year logbook loan
  3. 5 year guarantor loan

Personal loans are unsecured which means there is no collateral needed to secure them. Often, having a solid credit rating and a reliable source of income are the two most important factors to become qualified for the loan. Guarantor loans and logbook loans, meanwhile, require some form of security. In the case of logbook loans, your vehicle is needed as a form of collateral while guarantor loans require someone who will agree to cover the repayments if you are unable to.

5 Year Personal Loan Benefits

Among the 5 year loans mentioned above, a 5-year personal loan provides you with less risk as there is no need to offer a collateral or security. There are also some benefits that come along with the loan option such as:

  • Low interest rates
  • long repayment period
  • larger loan amounts
  • Relaxed approval guidelines

How to Compare 5 Year Loans

If you have already decided that five year loans are the ideal options for you, there are some easy and effective ways to compare the options available to help you choose the one that suits your needs and present circumstances best. Some points to use in your comparison include:

  • Rates – Interest rates tend to be lower when you put up some form of security in your loan deal. This is because there is less risk involved in your application and lenders are normally confident in providing favorable rates to people with less risky applications.
  • Fees – It’s crucial to compare all the fees that may be included in your five-year term. Fees tend to pile up so it’s important to look for a 5-year loan with lower fees over the duration of your fixed term.
5 Year Loan Calculator

If you want to determine the monthly payments of your loan, you can opt using a 5 year loan calculator. Just enter the loan amount, its 5 year term and interest rate and the calculator will give you an exact estimate of the possible payments that you will be making every month. A 5 year loan calculator can be used for logbook loans, personal loans, and secured 5-year loans.

What can I do if I wish to complain?

Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?

If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?

Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.