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From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.
60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.
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Bad Credit Loans No Credit Check Direct Lender
Getting bad credit loans no credit check with a direct lender could be the best move you can make to help you get out of some financial hardship. It can be very challenging to get your life back on the right track or to fix a financial issue when you don’t have enough money. Getting a loan can be the best solution for you, but if you have bad credit, then the banks don’t want to know you. This is especially hard for people who actually make enough money to be able to afford loan repayments but happen to have a bad credit score. Luckily, there is a type of loan that people with similar circumstances to this can obtain and without it, there would be countless people who have gone destitute as a result.
What Are Bad Credit Loans No Credit Check Direct Lender?
This loan is for people who have bad credit, and it is issued by a direct lender who doesn’t perform a credit check. A direct lender is someone or a company who will be issuing you the loan from their own funds, and they don’t act as an intermediary. There are some lenders out there who will approve your loan but what they actually do is act as an affiliate for a larger corporation, or they will sell your loan on the secondary market to secure the funds.
Why Is This Type of Loan Beneficial?
You should know by now just how heartless a bank can be when it comes to people who are on the brink of financial ruin. It doesn’t matter how much money you make and how capable you are of making repayments, if you have a bad credit score, the banks don’t care about you. The best parts about this loan are that you are dealing directly with the person or company who will be issuing your money and they don’t have any bias towards you because of your credit score.
These lenders know that people can get bad credit scores for a whole range of reasons which may not be their fault or could be entirely out of their control. People can get into debt and ruin their credit because of relationship and marriage breakdowns, getting an injury or sickness which resulted in an expensive hospital visit, or even a car accident where there was no insurance to cover the cost of the damage. The banks don’t care about why or how you got that bad credit score; they just tar everyone with the same brush and only care about the fact that you have it.
So Should I Get One?
Everyone has to take care of themselves or other people and have bills to pay. You may need to obtain a loan for a variety of reasons which could be to cover a small expense you just don’t have the money for or to perhaps pay off a large medical bill or tax debt. Regardless of the reason, these loans can help you get out of your predicament, even if you have bad credit. Finance is available as a short term solution or as long term loans alike, you will easily be able to find the plan that suits your needs. So, make sure you do something about it and look into getting bad credit loans with no credit check through a direct lender to try and fix your financial problem soon.
What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.
What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.
*Subject to lender approval and requirements.