Borrow £100 to £25,000*


  • Bad Credit Accepted
  • Fast Payout
  • No Fees
  • Secure Application

Short Term Loans

£100 – £1,000

N Online decision
N Responsible lenders
N Rates from 278% to 1576% APR*
N 3-12 month repayment

Personal Loans

£1,000 – £25,000

N Whole of Market panel
N Trusted panel of lenders
N Rates from 5.7% to 278% APR*
N 3-36 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 238.1% pa (variable). Representative 481.6% APR.

ccta and fca registered lender

Bad Credit Personal Loans with Guaranteed Approval – No Credit Check?

Key Features

  • The term guaranteed acceptance usually refers to a loan or lender that has high acceptance rates.
  • Though likely you will qualify, you will still need to undergo some eligibility tests.
  • No credit check loans exists, however it’s more likely to be a high approval rate, or a soft check that is performed.

Getting bad credit personal loans with guaranteed approval and no credit check can be a popular choice for many people who are struggling financially and need assistance fast. People can get into debt for a range of different reasons, and it could also be beyond their control at the time too. Unfortunately, a bank or credit union won’t lend to someone who has really bad credit regardless of their current situation and ability to pay back a loan. This can then leave many people in dire straits who may even be making a decent living and are more than capable of making repayments without an option. Thankfully, there are lenders who will help people in this situation and enable them to get their life back on the right track.

Borrow anything from £100 to £25,000 today.
Quick online application takes minutes.

What Are Guaranteed Acceptance Personal Loans with Guaranteed Approval and No Credit Check?

This type of loan is for people who have bad credit, and there is a guaranteed approval on offer with no checks on their credit history. The window is basically open for anyone who is capable of making the repayments, and there is no prejudice on the lenders part which you may experience if you were going through a bank.

How Do They Work?

If you have a bad credit score and need a personal loan to fix your financial troubles, then this type of loan is for you. If your looking for a quick fix over a short term plan or need to take things slowly with long term loans, personal finance could be the way forward for you. All you have to do is visit our application page either at the links at the top or the bottom or simply click Here now. The process is incredibly simple and won’t take much time at all. We will then assess your ability to pay back this loan based on your income and how much you could realistically afford to repay on a weekly, biweekly, or monthly basis. Providing you can meet the small set of requirements, you could then be approved for your loan and be able to receive your money soon after.

Should I Be Looking Into This Type of Loan?

It’s a well-known fact that financial difficulties don’t just fix themselves and disappear; you have to take action and do something about it. If you are in a bit of a predicament and need funds quick, and you don’t really have many other options, we are here to help you. Credit unions and banks certainly want nothing to do with you regardless of your income level and ability to make repayments, so you will need to do something fast. A bad credit loan with guaranteed approval and no credit check may be your best option and allow you to get your life sorted.

The lenders who specialise in these loans know just because someone has bad credit doesn’t mean they aren’t capable of repaying a loan. They realise that people could have had relationship breakdowns or injuries which resulted in them getting a bad credit score and there was nothing which could have been done to prevent it. If you need money fast with no hassle and want to get it through a lender who actually understands your situation and won’t pass judgment on you, then you should be looking at this type of loan.

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What can I do if I wish to complain?
Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly instalments some companies will adjust your monthly instalments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldn’t take you longer that 3 minutes its as simple as you can get.