Borrow from £100 to £25,000

Complete our simple 60 second application form to get the loan you want today.




N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.

60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.

We are a Credit Broker and not a Lender

Save Money on Bad Credit Loans With No Broker Shark

Why Get A Loan With No Broker Shark

Just about any time you have a broker shark involved, the cost and interest rates of finance provided by them will often increase dramatically. After all, the shark needs their fee from what is being sold, and the extra costs accrued to the seller will often be passed onto the customer. It is hard to tell whether the cost is increased due to a shark’s involvement or not. Despite what promises they may make there can still be added cost for their services that the borrower isn’t aware of.

However, if you are looking to save money on a loan and your credit is poor, then you should be looking for very Having no broker shark may be a better option to take as they can sometimes provide a false approval, telling you that you are eligible for a loan when they don’t actually know for sure until they check with the lender offering the finances.

Having no broker shark and no guarantor places the full responsibility for the loan on you. That can be both good and bad, but the biggest positive is that it doesn’t involve asking someone you know to handle your loan responsibilities for you. As you can guess, that can strain a relationship and make it hard to restore your friendship if your friend ends up having to pay for your loan.

Specialist Bad Credit Payday loans Lenders

Lender Loan Amounts Term Periods Representative APR
Payday Loans Now £50-£1000 1 - 5 months 180.5%
Representative Example: Loan amount £400 for 30 days. Total amount repayable £459.36. Interest 180.5% p.a. (variable). Representative 728.9% APR
Loan Load £50-£1000 1 - 5 months 161.9%
Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% (variable)
Peachy £50-£1000 1 - 5 months 292%
Representative example: Borrow £250 for 3 months. Total repayment: £379.44 in 3 monthly payments of £126.48. Interest p.a: 292.25% (fixed). Representative 1255.66%APR.
Wonga £50-£1000 1 - 5 months 292%
Representative Example: Borrow £400 over 3 months Interest rate 292% pa (fixed)
Wage Me £50-£1000 1 - 5 months 728%
Representative Example: Loan amount £400 for 30 days. Total amount repayable £459.36. Interest 180.5% p.a. (variable). Representative 728.9% APR

How Can A Lender Approve These Loans Without Credit Checks?

A lender has the right to set whatever criteria for approval they want to within reason and the bounds of the law. A credit score is a criteria that banks and credit unions choose to set, so they reserve the right to deny applications based on bad credit. They consider this as a method of protecting themselves from non-payments but fail to acknowledge that not everyone with bad credit is a risk.

This is where these lenders come in who need no broker shark to be involved. They know how to correctly calculate the likeliness and ability of someone when it comes to making repayments. They base it on a consumer’s current income stream and work out how much they could afford in repayments. This leaves the consumer with still enough money left over to survive if they are approved and an opportunity to pay off a bill or settle a pre-existing debt.

Because the loan application criteria is predominately based on someone’s level of income, lenders are able to make an accurate assessment in regards to their ability to make repayments. In fact, the majority of people who get bad credit loans no credit check fast are capable of making the repayments; they just need a lender who is willing to approve them. This is why credit checks are irrelevant and how these lenders are able to approve these types of loans.

The Best Loan For Me

Very bad credit loans with no guarantor and no broker shark required are relatively common. it is very common for people to have a bad score, whether it be because of poor financial decisions at a younger age or a different period of your life or because of other circumstances. This shouldn’t hold you back from the future you deserve.

You may think that these kinds of lenders will be hard to find but it is actually very simple, you don’t have to search for all those terms to find these loans. We provide all the services needed to find out if you are illegible for such financing. We are able to provide people with very bad credit a variety of loans with no broker shark or guarantor involved.

There will be instances where having a broker and no broker shark and no guarantor can be beneficial to you the costumer. Having us in the mix won’t add any cost for the borrower, its a cheap and efficient way of doing things. As an independent broker we have a purpose and there are advantages to having us involve; we are entirely dedicated to saving you money and finding you the best suited plan for your needs. We can help you source loans from several different lenders at once, saving you money and finding the best loan to fit your individual situation. We also improve eligibility, helping you sort through what’s available to find a loan you would be approved for.

Simple Online Application

All you need to do to get things moving is submit a simple online form.

The amount that you can apply for can vary massively for each person and what their needs entail but we guarantee that you will be able to find the plan that suits you best in this process and thus will be great of convenience to you and your situation. You can apply for up to £25,000 for up to 5 years, situation dependent. The loan can be customized as per your needs so that you will be greatly satisfied with the outcome.

There will not be any upfront fee. The application will be processed without any processing fee. There is widespread range of long-term lenders in the market. The chances of approval can be very much enhanced by choosing the right service provider. You should mention the loan amount, term and purpose so that you can manage a loan without any issues.

You can get a quick quote by filling the online form. If you turn to the right source for help, you will get accurate information and the loan can be applied very easily. Even though physical cash is not provided, the amount will be credited into your account almost immediately upon a successful application.

Getting this type of loan is so simple, and the whole process has been streamlined by the lenders to make it as easy as possible for you. All you need to provide is adequate identification supported by documentation outlining and proving your income. This can be in the form of payslips and bank statements which you should easily be able to obtain. Once you have all of this together, you can go and make your loan application. Most lenders will want to see that you are working full-time, and the more money that you earn, the higher your borrowing power will be. The application process is incredibly straightforward, and your lender will walk you through it. Should you meet the criteria, you can be approved very fast for a bad credit loan no credit check and have access to the funds within a very short turnaround time all done with no broker shark involved.

What can I do if I wish to complain?

Information about complaints can be found in our complaints policy.

What if I can’t keep up my loan repayments?

If you can’t keep up with your loan repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your credit file this could make obtaining credit further down the line a lot more difficult.

What do i do next?

Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.