Borrow £100 to £25,000*

by

  • Bad Credit Accepted
  • Fast Payout
  • No Fees
  • Secure Application

Short Term Loans

£100 – £1,000


N Online decision
N Responsible lenders
N Rates from 278% to 1576% APR*
N 3-12 month repayment

Personal Loans

£1,000 – £25,000


N Whole of Market panel
N Trusted panel of lenders
N Rates from 5.7% to 278% APR*
N 3-36 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 238.1% pa (variable). Representative 481.6% APR.

ccta and fca registered lender

Bad Credit Loans Online Instant Decision

Key Features

  • Until recently, having poor credit often meant you were not eligible to take out a loan.
  • Nowadays you can apply online for a loan, and get an instant decision even with bad credit.
  • You can compare UK direct lenders to get the cheapest loan on the market today.

Bad credit loans online with instant decision are a very popular form of lending that has taken off recently. The sheer convenience it offers because it’s done online is incredible, and it also helps so many people who are in dire financial straits to get their lives back on track. It’s no secret that having a bad credit score opens you up to a whole world of discrimination by the banks and credit unions. It’s also well-known that they couldn’t care less if you were injured and had to rack up an unpayable debt just to survive and now have a bad credit score as a result; they only care about the bad score. It’s this callous attitude from the financial institutions which have paved the way for bad credit lenders to open their doors for people who need financial help the most. If you are in a similar situation and the banks won’t help you, then read on the learn more about this type of loan.

Concerned about being refused finance? Not a problem, as with so many people across the UK, a bad credit score doesn’t have to hold you back. We can help anyone to find the agreement that they are looking for regardless of their individual situation or what their circumstances are, just check out our bad credit personal loans guaranteed approval no credit check to get the answer your looking for.


Borrow anything from £100 to £25,000 today.
Quick online application takes minutes.


What Are Bad Credit Loans Online Instant Decision?

This is a type of loan which is applied for online, and it’s for people who have bad credit. The decision is made after your application is made, so you will know straight away if you have been approved. The bar is set very low for this, and the only way that you could really not be approved is because your job doesn’t provide you with a sufficient amount of income. The whole process has been streamlined to be as quick and simple as possible, and it’s all done online for your convenience. It can be for small amounts on a short term plan or a much larger scale and be used as a long term loan, either way we are able to get the finance that suits you and your needs.


When Could This Type of Loan Benefit Me?

If you need access to funds fast to pay an overdue bill or perhaps cover an unexpected expense, then this type of loan may be your best option. You know that the banks don’t want to know you if you have bad credit and they don’t care if you can afford the repayments. This is why you need to act now and the turnaround time for this loan is also incredibly quick too. There are so many unforeseen events which can happen and result in you needing to come up with some money fast. It could be as simple as something in your home breaking and requiring an urgent repair or the beloved family pet getting into an accident and needing immediate medical treatment. If you don’t have the funds to cover something like this then how are you going to obtain the money?


Should I Look Into Getting One?

The bank is not an option, and you may not be in a situation where family or friends are able to help you. This doesn’t leave you with many options at all, but thankfully there are bad credit lenders. These lenders are a by-product of the bank’s discriminatory attitude and the loans they issue enable people to get access to the funds that they need fast. It’s a well-known fact that most financial problems don’t just disappear, so you need to act fast before your problem gets bigger and worse than it already is. Don’t risk making your life more difficult a few years down the track because you didn’t tackle the issue now when it could have been resolved.


Don’t wait! Get an instant decision now
Compare instant decision online Lenders

What can I do if I wish to complain?
Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly instalments some companies will adjust your monthly instalments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldn’t take you longer that 3 minutes its as simple as you can get.