Borrow from £100 to £25,000

We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

  • Apply For £ 50 - £ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit




N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.

Bad Credit Loans – No Guarantor

You may need bad credit loans no guarantor to get you out of a tough financial situation, and it could very well be your last feasible option. It can be challenging to pay off bills or get access to much-needed funds when no direct lender wants to know you, and it could potentially leave you in dire straits if you aren’t successful. Well, if you were to get bad credit loans no guarantor, you don’t need to worry about someone having to vouch for you in order to obtain that much-needed money you seek.


What Are Bad Credit Loans With No Guarantor?

These are a type of unsecured loan that you can obtain without being subject to a credit check or having someone who will guarantee the loan will be repaid these are all done online. You will, of course, need to prove your identity and have the necessary and relevant documentation on hand, but you shouldn’t be discriminated against because of your bad credit. A guarantor is someone who backs you up financially if for some reason you can’t pay back your loan. This is risky because even if the person is a close relative, the guarantor will become liable for your debt and legally responsible for arranging payments out of their pocket. Not everyone is lucky enough to have someone who is able or willing to do this, so that’s why this type of loan exists.

Who Are These Loans Good For?

A bad credit loan no guarantor can come in handy for those who need to pay off debts, get fast access to cash, refinance another loan, or make a necessary and much-needed purchase. They are particularly good for people who have a bad credit score and don’t have anyone who can be a guarantor for them. No collateral is required, and the process for obtaining this type of loan can be much faster than going through a bank. Additionally if someone has bad credit then hey may be refused from other financing options leaving little in the way of alternatives. Bad Credit doesn’t have to be the end of liberties, you can get the future you deserve with the right process and availability that we offer.

How Can This Type of Loan Help Me?

Let’s say for example that you don’t get paid for another week, but you have just been hit with a final notice to pay an old bill that you forgot about. Even if the banks would accept you, what are the chances of getting your money in time? You could ask friends or family, but even that isn’t the last option for many people, and it’s not a good feeling to be indebted to them. So, due to your bad credit score, you can’t really follow the standard methods for getting loans.

This is where a bad credit loan no guarantor can save you. You have no one in this world who can help you and all the financial institutions don’t want anything to do with you. Luckily, you have a glimmer of hope left with an unbiased, understanding, and relatable lender who specialises in bad credit loans with no guarantor. These people don’t need to discriminate against you because of a bad credit score. They know that some people don’t even get a bad credit score because of their own actions and have seen cases where the ex-wife has maxed out the credit card before/after leaving him.You are welcomed with open arms regardless of your history, and all you need to do is present appropriate identification and prove that you can pay back the loan. So long as you meet these requirements, a lender has no reason to say no to you, and you can receive your money within a short turnaround time. All it takes is filing out our online form and you will know within 60 seconds if your loan is approved.

Why Are Bad Credit Loans With No Guarantor Good?

There aren’t many types of loans on this Earth that don’t discriminate against you because of your credit score. Lenders who issue these types of loans know how easy it can be to damage a credit score and that it’s not always indicative of someone’s ability to pay back a loan. You could get yourself out of a very stressful situation and pay off a debt or buy something that you desperately needed because a lender could see that you were of good character. You would never get this type of service at a bank, and some would laugh at you for even trying. So, don’t worry about those biased financial institutions and credit bureaus trying to make your life more difficult. These types of lenders can truly put themselves in your shoes and get an understanding of your situation. So what if you made a mess of your credit score five years ago when you were young and stupid but now earn an above average income? The banks don’t care. But these types of lenders do care, and as long as you can show them that you can make the repayments, you shouldn’t have much trouble at all getting a bad credit loan no guarantor.

What can I do if I wish to complain?
Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.