Borrow £100 to £25,000*


  • Bad Credit Accepted
  • Fast Payout
  • No Fees
  • Secure Application

Short Term Loans

£100 – £1,000

N Online decision
N Responsible lenders
N Rates from 278% to 1576% APR*
N 3-12 month repayment

Personal Loans

£1,000 – £25,000

N Whole of Market panel
N Trusted panel of lenders
N Rates from 5.7% to 278% APR*
N 3-36 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 238.1% pa (variable). Representative 481.6% APR.

ccta and fca registered lender

Short Term Loans for Bad Credit – No Credit Check?

Key Features

  • Short term loans are popular for their shorter durations so you are not burdened with debt for long.
  • If you have bad credit, it’s likely you can find UK direct lenders willing to help.
  • High acceptance rates can make the difference for those that have been refused a loan before at the credit check stage.

Short term loans for bad credit with no credit check could be a good option for someone who doesn’t have a good credit score and needs access to money fast. this is not a long term loan and should be used for quick solutions only. Virtually everyone goes through some financial difficulties at some point in their lives and as a result, they may need to borrow some money to fix their problems. Unfortunately, some people have bad credit scores due to poor financial decisions or perhaps an unavoidable situation. In this case, someone wouldn’t have many options at all because the banks and credit unions base your loan application on this magical score, rather than your income level and ability to make repayments. This can cause many peoples debt to spiral out of control and leave them nowhere to turn. There is a type of loan that these people could take out though and it has also been nothing short of a godsend for many.

Borrow anything from £100 to £25,000 today.
Quick online application takes minutes.

So What Are Short Term Loans Bad Credit No Credit Check?

This is a type of short term loan which is designed to help people with bad credit who need access to money fast. There are no credit checks required because the application is based on your income level and ability to make repayments. This is exactly how a loan should be evaluated, and the banks are turning away thousands of qualified people for loans because they believe in an easily manipulated system of scoring and choose to be prejudice towards people with bad credit.

How Could This Loan Benefit Me?

If you have a bad credit score then no bank wants to know you; it’s as simple as that. They don’t care how much you earn or can afford to repay each month; your credit score is all that matters to them. Thankfully you do have another option and that is to get a loan from someone who specialises in bad credit. They don’t care about your score and they assess your application the right way. This is particularly beneficial for you if you have had an unexpected expense blindside you and requires payment now. There are so many situations which could arise including emergency repairs to your home or vehicle or perhaps an expensive trip to the emergency room. These will all require some quick payment and if you don’t have the funds on you where are you supposed to get it from?

So Should I Get One?

As mentioned before, there are a range of circumstances that could happen and result in you needing access to funds fast. The bank couldn’t care less about them, and you need to act now to ensure your or your family’s future. The application process for these loans is incredibly simple and doesn’t take much time to complete at all. You could have your money on the same day or within 24 hours in most cases which will allow you to go and fix your financial problem and move on with your life. Don’t underestimate how beneficial these loans can be and make sure you act now because financial problems don’t tend to fix themselves. Alternatively there are many kinds of loan to consider, one such example is a bad credit loan no credit check direct lender finance plan. Don’t worry though, our expert team ill be able to pick out the perfect plan for you based on the information you enter in our application page.

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Compare short term bad credit loans

What can I do if I wish to complain?
Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly instalments some companies will adjust your monthly instalments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do I do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldn’t take you longer that 3 minutes its as simple as you can get.