Borrow £100 to £25,000*


  • Bad Credit Accepted
  • Fast Payout
  • No Fees
  • Secure Application

Short Term Loans

£100 – £1,000

N Online decision
N Responsible lenders
N Rates from 278% to 1576% APR*
N 3-12 month repayment

Personal Loans

£1,000 – £25,000

N Whole of Market panel
N Trusted panel of lenders
N Rates from 5.7% to 278% APR*
N 3-36 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 238.1% pa (variable). Representative 481.6% APR.

ccta and fca registered lender

Take Your Search for Bad Credit Loans Online

Key Features

  • Online lending is the most popular loan approach in the UK.
  • Direct lenders are more willing to lend to those with bad credit than even just a few years ago.
  • Fast, same day cash depending on the loan amount is one of the key benefits.

Have you been going from one financial institution to another looking for loans with no luck yet? Your problem may not be your credit, even if it is poor. The problem could lie in the direction you are looking.

Banks are going to turn down your applications request, if your credit is poor. They won’t look at the rest of your financial situation if they think your credit is a risk to them. You will always do better looking for loans in that situation at lenders that advertise as being bad credit lenders or those that don’t bother with credit checks before they approve you for a loan. You still have to go through an approval process with them, but your credit isn’t factored in.

Borrow anything from £100 to £25,000 today.
Quick online application takes minutes.

The bad credit lending industry, or fast cash loans, is a business that has mostly moved online over the last few years. There are now far more of these lenders operating online than at physical locations. Doing business online is easy and simple for them, as it streamlines the process and saves them money. They don’t have to advertise from their physical locations or hire staff to run a physical storefront in the uk. Instead, they can operate from an office somewhere and do their banking and lending electronically. The entire process can be done online, though some of them will want to talk to you over the phone before they provide bad credit loans online to you.

Doing business with them online is more convenient for you as well. You can be approved faster and you never have to leave the comfort of your home or office as you apply for the loan. You don’t have to take time out of your day to go to their office and sign papers. You can also receive the money faster, directly through your bank account, after the loan is approved. It can take a day or two for that money to transfer, but it’s so much faster than doing lending business through a bank. Plus, you have the extra benefit of easier approval.

There is a wealth of bad credit loans online. You don’t have to search very far to find loans that are being offered to people whose credit is not very good and who have been turned down by other lending situations. If you have had trouble getting the money you need elsewhere, then it is time to look online. You might be surprised at how easy it is to get the money you want quickly.

Just make sure to take time to read the fine print and understand the terms of the loan. Before you sign anything, you need to know exactly what you are getting into and how much you will end up paying. Be sure to read about the fees associated with paying late, for paying off the loan too soon and for various services the lender provides. You’ll want to factor all those fees in, along with the interest rate, as you compare the various lenders and find the best option for you.

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Compare bad credit online lenders

What can I do if I wish to complain?
Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.