Borrow £100 to £25,000*


  • Bad Credit Accepted
  • Fast Payout
  • No Fees
  • Secure Application

Short Term Loans

£100 – £1,000

N Online decision
N Responsible lenders
N Rates from 278% to 1576% APR*
N 3-12 month repayment

Personal Loans

£1,000 – £25,000

N Whole of Market panel
N Trusted panel of lenders
N Rates from 5.7% to 278% APR*
N 3-36 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 238.1% pa (variable). Representative 481.6% APR.

ccta and fca registered lender

Loans Online for Bad Credit Instant Decision

Key Features

  • Getting an instant decision on your loan application is now possible.
  • By applying for your loan online, you can usually find out if you’ve been accepted in minutes.
  • Even those with bad credit can usually find out if they are eligible immediately online.

Getting a loan online for bad credit with an instant decision is a quick process to get cash fast if you’re desperate. With the banks imposing discriminatory practices and technology allowing business to be conducted online, these types of loans are really starting to get popular. It’s no secret that banks have a one-size-fits-all policy when it comes to people with bad credit, and the system is broken. It doesn’t matter how much money you make or how easily you could afford loan repayments, if you got a bad credit score, the banks don’t want to know you regardless. It’s this severely out of touch and biased attitude that has paved the way for online loans for bad credit to be offered and help save people from financial ruin when they were in their darkest hours.

Borrow anything from £100 to £25,000 today.
Quick online application takes minutes.

What Exactly Are Loans Online for Bad Credit Instant Decision?

These loans are applied for online, and they are for people who have bad credit. The decision on your approval is also made after you apply, so the turnaround time between your application and you getting access to the much-needed funds is very fast. The convenience of it being done online is also great because many people may live far away from a lenders physical location or don’t want to travel. Also, getting a loans instant decision is fantastic because you can know straight away if you have been approved or not.

When Might I Need This Loan?

If you have a bad credit score and need to borrow money, then your options are quite limited. As you already know, the banks couldn’t care less about you, and you’re just wasting your time going through them. Even if they would loan you, the waiting period would far exceed this type of loan. Virtually everyone goes through financial difficulties at some point in their lives, and it’s ok to need a helping hand. You may have to cover a tax bill, pay the handyman who made urgent repairs to your home, settle an invoice for a trip to the hospital without insurance, the list goes on. There are many unexpected situations which could happen and result in you needing cash in an instant as a result.

Don’t wait! Get an instant decision now
Compare instant decision loans for bad credit

What can I do if I wish to complain?
Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly instalments some companies will adjust your monthly instalments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldn’t take you longer that 3 minutes its as simple as you can get.