We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

Borrow from £100 to £25,000

We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

  • Apply For £ 50 - £ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit




N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.

Bad Credit Personal Loans Online

Bad credit personal loans online could be your best option if you are going through a bit of a financial rough patch. Having a bad credit score doesn’t do you any favours when it comes to borrowing money, and the banks certainly aren’t going to help you. But thankfully, there are lenders who specialise in bad credit loans, so you do have an option. Because of the bank’s callous attitude towards people with bad credit scores, these lenders have been able to help people who really need financial assistance. They know that having a bad credit score doesn’t mean you aren’t capable of making loan repayments and that there is a whole range of reasons that can lead to someone getting bad credit.

What Are Bad Credit Personal Loans Online?

This is a type of loan that is for people who have bad credit, and they can be applied for online. The application process is very easy and doesn’t take much time to complete at all, and the approval process is also very quick too. For someone who has bad credit, these loans can be a godsend and help them get access to much-needed funds which they need to cover an expense and get their life back on track. Looking for a long term plan but need a fast payout? If you have a close friend or family member willing to step in as a guarantor then you could have the finance your looking for in no time. Simply visit our guarantor loans instant payout page for more details.

Why Are They Beneficial?

People can get bad credit scores for a variety of reasons, and it doesn’t necessarily mean that it was their fault either. Relationship breakdowns and emergency room visits can lead to circumstances where someone may get into debt and get a bad credit score as a result. This could have been completely out of the person’s control, and they had no choice but to get into debt and now their life has changed because of it. Lenders who specialise in bad credit loans know this very well, and they don’t judge people because of their score. They access your application the right way; by your current income and ability to make loan repayments. It seems simple enough, but the banks can’t fathom this way of thinking, and they prefer to be judgemental and just let people get into more debt. If it weren’t for bad credit loan lenders, many people would have become destitute and who knows what would have happened after that,

Should I Take Out This Type of Loan?

You probably know by now that the banks won’t help you and they couldn’t give the slightest about your situation all because of this magical score they base your application on. You could be earning over six figures a year and be more than capable of making loan repayments, but because you have a bad credit score, for some reason you are deemed to be too risky. They don’t factor in the circumstances surrounding your credit score, your income, or ability to make repayments and only care about the score. A bad credit loan lender, on the other hand, is basically the opposite, and they are here to help. You can make an application today online and potentially receive access to the funds within a couple of days and then be able to go and cover the expense you need the loan for. So, act now and make your application so you can pay off your bills and get on with your life.

What can I do if I wish to complain?
Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.