Borrow from £100 to £25,000
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Whole of Market panel
Trusted panel of lenders
From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.
60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.
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Loans Online For Bad Credit
Loans online for bad credit can be a good option for people who have bad credit and need money fast. Having bad credit can really affect someone’s life adversely and inhibit them from doing things such as getting a mobile phone plan or home internet plan. These things actually require credit checks, and the companies may not allow you to use that particular service if your credit history doesn’t meet their requirements. You will be in a similar situation if you were to go through the bank to get a loan, except their attitude is far more biased. A bank couldn’t care less about a series of unfortunate events which led to you getting a bad credit score and there was no way you could avoid it. They only care about the score, and it’s this one-size-fits-all approach which leaves many people with no option to obtain the funds that they desperately need. There is, however, a type of loan that someone in a similar situation could get.
So What Are Loans Online For Bad Credit?
These are loans that people can apply for online if they have bad credit. They offer the convenience of having the application process handled online, and they cater to people who have a bad credit score. The whole process is very simple and doesn’t take much time to complete at all. You may even find that your application is approved and the funds are cleared into your account within 24 hours.
When Could I Use This Type of Loan?
We all get into a bit of a financial predicament at some point in our lives, and sometimes we don’t always just have the money lying around to cover the cost. If you have found yourself in a tough situation and also happen to have a bad credit score, then you don’t have many options. There are many situations which could arise from nowhere and require you to have to front some money including an unexpected medical bill or urgent repairs to your home or vehicle. Whether you need a lasting plan to gradually get you out of the current situation using a long term financing solution or a quick fix that you can easily repay like a bad credit payday loan, we can offer you the help you need.Thankfully, you could get a bad credit loan and then have the funds within a short amount of time and be able to pay for that expense and forget about it.
So Should I Get One?
You should know very well that a financial problem doesn’t just disappear and you need to do something about it. The banks don’t care about you, and you have a golden opportunity here to get the funds you need fast and pay off your bills. As mentioned before, the application process is incredibly simple and won’t take much of your time at all. It requires no technical knowledge, and you could have access to the funds within 24 hours. So, take action today and seriously look into a small loans online for bad credit. It may be the best option you have and can help you get your life back on track without having a financial burden constantly hanging over you and causing you anguish.
If you have decided to go for a bad credit loan but are concerned that due to your score you will still be unable to be accepted for the finance your looking for then a guarantor loan might be for you. By having a close friend or family member become your guarantor you can add security to your plan while potentially reducing interest rates because of the risk being minimised for the lender. If this sounds like the plan for you then visit our guarantor loans instant payout page for a quick and easy application.
What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.
What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.
*Subject to lender approval and requirements.