Borrow from £100 to £25,000
Complete our simple 60 second application form to get the loan you want today.
Whole of Market panel
Trusted panel of lenders
From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.
60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.
We are a Credit Broker and not a Lender
Emergency Loans Provide Needed Relief
When you need money quickly and traditional lending options are denied to you, you might appreciate the relief provided by an accessible loan. Most people truly value the availability of what are sometimes known as really bad credit loans. These are loans offered by direct lenders that cater to people whose credit rating is very low. They may not have any chance at receiving a bank loan or a loan from another conventional financial institution, but if they turn to direct lenders, they are welcomed far more easily.
How to Get the Loan
If you are looking for really bad credit loans, just look for payday lenders and fast cash lenders. These types of direct lenders often offer loans that are suited for people with low credit scores. The way they have set up these loans and the approval process ensures that a credit check isn’t even required. Instead, they’ll be looking at your income and possibly your other finances. Your credit won’t figure in at all, making it easy to get approved, so long as your current financial situation isn’t too dire.
You can often apply for these loans entirely online, filling out the application form in minutes and getting a response back as to whether you have been approved just moments later. That’s a quick and easy way to get the money you need to have, and it’s far easier and simpler than trying to apply for a bank loan.
You should know that most everyone who applies for really bad credit loans is approved for them. It’s generally easy to meet the financial requirements of the loan, as the bar for eligibility is set quite low. You just need to be sure to pay attention to the interest rates and ensure you know what your responsibilities are in regards to the loan.
Utilising the Loan
Once you have been approved for the loan, you should see the money transfer into your bank account in a couple of days. Sometimes, it can transfer in as little as 24 hours, depending on how small the loan is. For really bad credit loans, you should expect them to be short-term loans that aren’t very large. You will be expected to pay back the loan, with all interest and fees, in a matter of weeks or months. If you are applying for a bad credit
What if I can’t keep up my loan repayments?
If you can’t keep up with your loan repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your credit file this could make obtaining credit further down the line a lot more difficult.
What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.
*Subject to lender approval and requirements.