We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

Borrow from £100 to £25,000

We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

  • Apply For £ 50 - £ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit




N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.

Unsecured Bad Credit Loans

Getting unsecured bad credit loans can actually be a lot easier than you think. Just because you have bad credit doesn’t mean you are ineligible for a loan, even if the banks knock you back. Unfortunately, the system is biased and judges people on their credit score, rather than their ability to pay back a loan. This is where unsecured bad credit loans come into play. These types of loans allow people to get an unsecured loan in addition to having bad credit and they have helped so many people get out of tough financial predicaments.

What Are Unsecured Bad Credit Loans?

These types of loans are for people who have bad credit and don’t need to provide any form of surety to be approved for a loan. You may think it’s crazy that a lender won’t accept any form of collateral from you, but lenders know that just because someone has bad credit, doesn’t mean they can’t pay off a debt. Lenders who specialise in these types of loans are truly relatable to their consumers and they understand what it’s like to be in their position.

How Can I Apply For Unsecured Bad Credit Loans?

You can apply for unsecured bad credit loans by supplying a lender with proof of identification and supporting documentation that confirms your income there is a very short list of things that are needed. Once a lender can see you are who you say you are and really do earn what you claim to be earning, you could be approved for an unsecured bad credit loan that very same day. The application process has been made incredibly easy for you, and it can even be done in a matter of minutes. Your lender can also discuss with you what the best option is for your repayment plan. You may get a monthly salary and as a result, only be able to make repayments on a monthly basis. Lenders understand sets of circumstances like this and they can tailor the right solution for you to still have enough money left over to manage your current expenditure.

Why Would I Need To Take Out This Type of Loan?

There are many situations that could arise which would require you to need some fast cash if you don’t have enough savings. You may need to pay a tax bill, consolidate debts, pay for an unexpected repair, or cover that electricity bill you forgot about which has now gone into arrears. An unsecured bad credit loan could bail you out of situations like these and allow you to continue living your normal life without the burden of that financial problem hanging over you.
Once you get checked and approved for your unsecured bad credit loan, all you have to do is pay for whatever expense led you to take out this loan and then the problem could go away. After this, making the loan repayments is easy, and your payment plan can be very manageable.

Are Unsecured Bad Credit Loans The Right Choice For Me?

When looking into unsecured bad credit loans, you need to think about your current set of circumstances and what will happen if you don’t get access to the funds you need there are options near you. If you are going to just end up further in debt and possibly lose your home, partner, or any children you may have, then you need to look at all the options you have available. The good thing about these types of loans is they are unsecured, and your credit score doesn’t come into the equation. You don’t have to worry about putting up your house or car as collateral in case you default on payments and you can just focus on making the loan repayments instead.

In regards to the loan repayments, you could be presented with different options from your lender in relation to the frequency that you will make repayments. You could get a payment plan you would allow you to make repayments once every month, so this could be a really good option for you. Also, you should take into consideration the fact that the banks won’t touch you and getting a loan from family or friends is probably out of the question. Thankfully, you have lenders who specialise in bad credit loans to fall back on, and they will most likely approve your loan application providing you are earning enough money and can supply the relevant documentation. This is why getting unsecured bad credit loans can be the right choice for you, so remember this option if you are in dire financial need.

What can I do if I wish to complain?
Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.