Some of the most frequently asked questions.
How Much Can I Borrow.
Our Loans Range from £50 to £12000 What one are you eligible for? it depends on your financial circumstances.
What can I use the loan for?
Your loan is your loan you can use if for what ever you like. We would always suggest using your money sensibly and consolidating any previous finance into one manageable monthly payment.
When will the money be in my account?
This varies between lenders but for the small amounts it can be withing an hour. For the larger loans 1-3 days is pretty standard.
What is the criteria for my Loan application?
That varies between lender. But there are things you can do to improve your application if you know you have poor credit bring a guarantor with you that will increase your chances of payout and improve your rate.
Can I apply for more than one loan?
Sure but remember that will leave two footprints on your credit file.
Do you use credit scoring or credit reference agencies?
Most lenders do yes if they don’t they will use there common sense and check you can afford the month repayments.
Why is your APR so high?
Every lender has different APR’s please remember if your applying for a “payday” style product the APR will be much higher than the typical long term loan product.
When will I need to repay the loan?
You will need to make your monthly payments on time and for the full amount you agree to.
How Will My Application Work?
Our secure technology platform will present your application to a panel of lenders to help find the best loan for your personal situation.
Paid Into Your Account
Once your application is has been accepted by one of our lenders and you could receive payment within 24 hours.
Our panel of lenders can help applicants no matter what their credit history, all histories are considered.
How Do I Apply?
What Is an Unsecured loan?
Personal loans are the same thing as an unsecured loan. Personal loans are a form of unsecured credit. They do not require you to provide an asset (e.g. jewellery, car, house, etc) as collateral for the money you borrow. So, you don’t put any assets at risk.
All Credit Histories Considered – Unsecured Loans In The Uk
Welcome to UnsecuredLoan4U.co.uk your one stop shop for all your borrowing needs. We are specialists in placing you with the right solution for your needs. We’re based down in the south coast of the UK in sunny Bournemouth we have a fantastic platform to service loan applications for all credit histories, including bad credit and good credit.
Our Business is connecting you with the right loan provider for you or your business. Take a couple minutes out of your day and give it a try it doesnt cost a single penny and can be completed within a couple of minutes from when that button is clicked. By completing one application form we can present that single application to a panel of the UK’s most notable lenders.
- How Will My Application Work?
- How Do I Apply?
- All Credit Histories Considered – Unsecured Loans In The Uk