Borrow from £100 to £25,000
- Apply For £ 50 - £ 1,000
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Whole of Market panel
Trusted panel of lenders
From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.
60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.
We are a Credit Broker and not a Lender
What You Need to Know about Guaranteed, No Credit Check Payday Loans
If you have had some trouble getting a loan to meet your financial needs, you might be tempted by the prospects offered by ads proclaiming to have no credit check and guaranteed direct loans approval online all of which can be done in a instant. You should know what those loans are actually offering and what those promises actually entail.
First of all, any loan that claims to be guaranteed actually has a few caveats. Whenever the lender advertises guaranteed approval, they actually mean that most people who apply will qualify, and there are still some people in certain circumstances that they will turn down. The most common reason to turn down an applicant is not for their credit but their income. If your income cannot match the kind of loan you are wanting to take out, you will be denied.
Guaranteed payday loans with no credit check are usually the easiest ones to be approved for. You don’t have to worry about your credit coming into play. Actually, most payday lenders don’t check your credit at all, whether they advertise that fact or not. They tend to use your income as a basis for determining your eligibility rather than your credit. That allows them to make claims about guaranteed approval, since they will give you a loan regardless of your credit, but not regardless of your income.
You should know that your level of income will determine how large the loan is that you would be eligible for. The lender only wants to give you a loan that they think you can afford to pay back on time, so they will tailor the loan size to your income level. If you are looking for guaranteed payday loans with no credit check required your after the fast option, then you should go into that search knowing how your income will limit you.
Some lenders will look at your financial state as well. They will want to know more about your finances than just your income. They may want you to disclose your monthly expenses, particularly any other loans you have (including student loans) and payments you make every month. These all help them determine how much money you have left over and what you will be able to pay each
What if I can’t keep up my loan repayments?
If you can’t keep up with your loan repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your credit file this could make obtaining credit further down the line a lot more difficult.
What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.
*Subject to lender approval and requirements.