Borrow from £100 to £25,000

Complete our simple 60 second application form to get the loan you want today.




N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.

60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.

We are a Credit Broker and not a Lender

Loans Over £5,000 for People with Poor Credit

Have you looked at the amount of money you need to borrow and then take a look at your credit rating and started to despair? You may already know that bad credit can keep you from being approved for any number of loans. Your financial opportunities are severely limited when you have a low credit rating, but you can still be approved for loans, even large ones the uk has strict rules but it isnt impossible.

You can find bad credit personal loans with guaranteed approval for £5,000 or more. Many lenders are offering these rather large loans to people no matter what their credit is. The way they minimise their risk with these types of loans is by increasing the interest rates. If you are willing to pay those higher rates, then you can be approved for a wide range of loans. The lower your credit rating is, the more you are likely to pay in interest rates, so you should keep that in mind as you look for loans and compare rates.

Bad credit loans are a booming business, and there are many opportunities waiting anyone who needs money but doesn’t have very good credit. Lenders are still willing to let you borrow money from them, but it comes with some stipulations. You may have a short window in which to pay back the loan or you may just be required to pay some additional fees that other people with better credit would not have to pay.

It may see unfair that those people with bad credit have to pay more. After all, they usually have money problems that keep them from having very much money on hand. However, that is how lenders ensure their safety and reduce risk. They know that if you fail to pay back the entire loan on time, you will still be paying quite a bit in interest initially. That interest will increase over time, if you start to fall behind on your payments. Keep that in mind and make sure you know what the terms are for any loan you are applying for before you sign off on it.

Bad credit personal loans with guaranteed approval for £5,000 at least are not as rare as you might think there is a small chance of getting them. People are willing to lend you money despite your bad credit, and you simply have to do some searching to find direct lenders willing to give you a shot. Just be sure you don’t blow that chance by paying late or not making payments. Do everything you can to keep up with your payments, including borrowing money from friends, taking on more hours at your job or taking on other jobs to provide additional income. Paying that loan back on time should be one of your top priorities, because if you fail to do so, then your financial opportunities will become even more limited.

If you need a large loan, and you are searching for bad credit personal loans with guaranteed approval of £5,000 or more, then you should have a few options. Just compare their rates to make sure you get the best deal, and don’t forget to look at the terms that apply to late payments any instant options will need to be checked. You can get the money you need and be approved for a loan, and you don’t have to let your bad credit keep you from doing it.

What can I do if I wish to complain?

Information about complaints can be found in our complaints policy.

What if I can’t keep up my loan repayments?

If you can’t keep up with your loan repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your credit file this could make obtaining credit further down the line a lot more difficult.

What do i do next?

Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.