Borrow from £100 to £25,000

Complete our simple 60 second application form to get the loan you want today.

 

PERSONAL

Loans

N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment

 

SHORT TERM

Loans

N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.

60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.

We are a Credit Broker and not a Lender

Loans Over £5,000 for People with Poor Credit

Bad credit loans with direct lenders and no credit check is a type of loan which has helped many people get out of tough financial predicaments. Unfortunately, having a bad score can severely limit people from obtaining money in future. Some people get a poor report because of poor decisions they have made, and others were in an unlucky situation where it was virtually unavoidable. Regardless of the reason, the banks and credit unions don’t care. If you have a rough score, you are nothing to them, and they won’t be helping you out. This is why you need to go through a direct lender who specialises in poor financial history loans so that you can get access to the funds that you desperately need now.

Have you looked at the amount of money you need to borrow and then taken a look at your credit rating and started to despair? You may already know that bad credit can keep you from being approved for any number of loans. Your financial opportunities are severely limited when you have a low credit rating, but you can still be approved for loans, even large ones the UK has strict rules but it isn’t impossible and we are here to help you do exactly that, sourcing the most suitable loans from direct lenders to make sure you get a guaranteed finance plan.

Guaranteed loans are a booming business, and there are many opportunities waiting anyone who needs money but doesn’t have very good credit. There are many lenders are still willing to let you borrow money from them, but it comes with some stipulations. You may have a short window in which to pay back the loan or you may just be required to pay some additional fees that other people with better credit would not have to pay. Whatever the circumstances we guarantee to find the best direct lender for you and not charge you a penny for doing it.

Direct lenders guaranteed approval for £5,000 at least are not as rare as you might think there is a small chance of getting them. People are willing to lend you money despite your bad credit, and you simply have to do some searching to find direct lenders willing to give you a shot. Just be sure you don’t blow that chance by paying late or not making payments. Do everything you can to keep up with your payments, including borrowing money from friends, taking on more hours at your job or taking on other jobs to provide additional income. Paying that loan back on time should be one of your top priorities, because if you fail to do so, then your financial opportunities will become even more limited. Speak to your direct lender as soon as you think you might default, do not just put it off.

You can find bad credit personal loans with guaranteed approval for £5,000 or more. Many lenders are offering these rather large loans to people no matter what their credit is. The way they minimise their risk with these types of loans is by increasing the interest rates. If you are willing to pay those higher rates, then you can be approved for a wide range of loans. The lower your credit rating is, the more you are likely to pay in interest rates, so you should keep that in mind as you look for loans and compare rates.

It may see unfair that those people with bad credit have to pay more. After all, they usually have money problems that keep them from having very much money on hand. However, that is how direct lenders ensure their safety and reduce risk. They know that if you fail to pay back the entire loan on time, you will still be paying quite a bit in interest initially. That interest will increase over time, if you start to fall behind on your payments. Keep that in mind and make sure you know what the terms are for any loan you are applying for before you sign off on it.

If you need a large loan, and you are searching for direct loans lenders with guaranteed approval of £5,000 or more, then you should have a few options from various direct lenders. We will compare their rates to make sure you get the best deal from our range of direct lenders, and don’t forget to look at the terms that apply to late payments or if any instant options will need to be checked to make sure you know the details of the agreement and aren’t surprised by any installment details. You can get the money you need and be approved for a loan in no time, and you don’t have to let your bad credit keep you from doing it. By getting your finance from guaranteed loans direct lenders you are helping yourself to lower the rates and broaden the options making for a better lending experience.

  • Bad Credit Guaranteed Loan

There are an untold number of lenders that are still willing to deal with those that have bad credit. We will find the best lender to suit your individual requirements regardless of what they are.

  • Guaranteed Loans Direct Lenders

Direct lenders use their own money to lend, this means that they can avoid brokers cutting out the intermediates making it faster and simpler to acquire the funding your looking for.

  • Guaranteed Loan No Credit Check

All UK lenders are required by law to look at your financial history before they make a decision on your application. The best thing to find are those lenders that do not put much stock in the report and instead base their decision on income and other factors.

  • Bad Credit Direct Lender UK

All lenders in the UK have to follow strict legislation and rules that protect you as the costumer. This means that it is always best to get a payday loan from a UK company for peace of mind that you are the safest you can be.

  • Direct Lender No Credit Check

A lender that is willing to overlook the results of the report is taking higher risk with the agreement, as a result of this you should expect higher rates than you may find with other companies that would refuse you due to a low score.

Simple Online Application

All you need to do to get things moving is submit a simple online form.

The amount that you can apply for can vary massively for each person and what their needs entail but we guarantee that you will be able to find the plan that suits you best in this process and thus will be great of convenience to you and your situation. You can apply for up to £25,000 for up to 5 years, situation dependent. The loan can be customized as per your needs so that you will be greatly satisfied with the outcome.

There will not be any upfront fee and the direct lender will receive your application and it will be processed without any processing fee. There is widespread range of direct lenders guaranteed approval loans in the market. You should mention the loan amount, term and purpose so that you can manage a loan without any issues.

You can get a quick quote by filling out our online form. If you turn to the right source for help, you will get accurate information and the loan can be applied very easily. Even though physical cash is not provided, the amount will be credited into your account almost immediately upon a successful application to the direct lender.

Getting this type of loan is so simple, and the whole process has been streamlined by the direct lenders to make it as easy as possible for you. All you need to provide is adequate identification supported by documentation outlining and proving your income. This can be in the form of payslips and bank statements which you should easily be able to obtain. Once you have all of this together, you can go and make your loan application. Most lenders will want to see that you are working full-time, and the more money that you earn, the higher your borrowing power will be. The application process is incredibly straightforward, and your lender will walk you through it. Should you meet the criteria, you can be approved very fast for a bad credit loan no credit check and have access to the funds within a very short turnaround time all done with no broker shark involved.

What can I do if I wish to complain?

Information about complaints can be found in our complaints policy.

What if I can’t keep up my loan repayments?

If you can’t keep up with your loan repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your credit file this could make obtaining credit further down the line a lot more difficult.

What do i do next?

Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.