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From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.
60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.
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What Guaranteed Loans Really Mean for You
We all know that lots of different industries use hyperbole to sell their products. That’s why when you hear claims of guaranteed loans, you might think the offer is too good to be true. You’d only be partially correct.
In reality, there is no such thing as a guaranteed loan. No matter how lax any lender’s online eligibility requirements are, they always have rules about who is approved and who isn’t. There will always be someone they have to turn down for one reason or another.
So, while they may say that their loans are guaranteed, what they mean is that it is very easy to be approved for the loan and almost anyone who applies for one will enjoy that loan approval. That’s not quite the same thing, but it is fairly close.
You just have to be aware that any guaranteed payday loans from direct lenders with no credit check still might not be something you are eligible for. If you have a steady income, then they will likely approve you for one of their loans, and your credit won’t really play a part in the approval process. If you don’t make enough money to meet their minimum requirements, though, you won’t be approved.
Their requirements tend to be quite low, though, so most people are approved. If you think you can afford to pay back a loan on time, then you should not have any problem being approved for a loan. It may not be the one you had hoped for, and the lender may decrease the amount of the loan from what you initially asked for, but you should still be able to get a loan.
Guaranteed payday loans from direct lenders with no credit check are definitely the way to go, if your credit is poor. The approval process can be nearly instantaneous, and you can have an answer as to whether you have been approved very quickly. That’s convenient for those times when you need money fast, and that’s why so many people turn to payday lenders for the money they require.
You can certainly try your bank for the loan you need, but they’re likely to turn you away if your credit is poor. You will have much better luck getting approved for guaranteed payday loans from direct lenders with no credit check involved.
Not having a credit check attached to the loan really helps, as it means that you are that much more likely to be approved. Often, that’s what the term “guaranteed approval” means. If credit isn’t a factor in the approval process, then more people are likely to be approved, resulting in nearly blanket approval.
When other lenders and financial institutions turn you down, just look for any lender offering guaranteed loans. They will typically be payday loans, which means you have to pay them back within a few weeks or months, but that’s still money you aren’t likely to get from anywhere else. Guaranteed payday loans from direct lenders and no credit check required are the best loans for someone whose credit is poor or who is down on their luck financially. If that’s your situation, then you should be looking there for the money you need.
What if I can’t keep up my loan repayments?
If you can’t keep up with your loan repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your credit file this could make obtaining credit further down the line a lot more difficult.
What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.
*Subject to lender approval and requirements.