Borrow from £100 to £25,000

We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

  • Apply For £ 50 - £ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit




N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.

Here’s how Guarantor Loans can Change your Life

Whether you need some emergency funding for car repairs, home renovations or to tide you over until the following payday, there are many financial alternatives available. From secured loans ideal for homeowners seeking to borrow large amounts to getting financial support from friends and family, the best approach will depend on your needs.
Guarantor loans 5000 are one possibility and offer a variety of advantages, especially for those who feel they have nowhere else to turn for monetary help. Read on to learn more about the benefits of recognizing such an option.
Easily Accessible
Guarantor loans were meant for individuals struggling to borrow money from other sources due to having a bad credit score. As long as you can find someone over the age of 25 with a good credit rating to be your guarantor and you yourself are not bankrupt, in an IVA or debt management plan, then getting a guarantor loan is an alternative for anyone to consider. You do need to be able to afford repayments but the chances of being successful are much greater.
Borrow High Amounts
Due to having a guarantor who is used as a kind of security net by the lender in case you cannot meet the payments, these types of loan allow you to borrow substantial amounts. If your guarantor is a homeowner the amount able to borrow will be higher than if they are a tenant, making it a more suitable choice if you need the money for extravagant purchases.
Quick Approval
The method of taking out a guarantor loan is comparatively quick, with most processed and the amount placed in accounts less than 24 hours after a triumphant application has been made.  If you’ve sourced a guarantor and are in need of an unsecured loan, this offers an excellent solution.
Longer Terms
The payment terms will depend on how much you borrow and how much you can manage to repay over the coming months. They are usually very amenable, with some guarantor loans lasting up to seven years where required, as opposed to payday loans usual 30-day deadlines.
Low Default Rates
Compared with its main competitor of payday loans, guarantor loans generate far fewer problems. According to Citizens Advice they received just over 500 problems with them from April 2012 to 2015, compared with 29,000 regarding payday loans during the same period. While it is a smaller market this still shows a substantially less problematic area for borrowing.

The Need for a Guarantor
Guarantor loans are typically unsecured loan. This is strengthened by the third person who is said to be guarantor for this loan. The third person could be a friend, family member, work colleague or can be complete stranger. This is typically offered for the repayment periods of five years, but the interest rates are greater compared to the other forms of loans.
A guarantor loan is an unsecured loan that is reasonably repayable over a long period of time. If the borrower has missed the repayment term, then in this circumstance the loan amount will be covered from the third person who has promised to repay the loan as a guarantor.
The people with no credit history or those who have a bad credit history are suitable for guarantor loans. It is likely to borrow a higher amount under a guarantor loan than that of other loans. If you are looking at a higher loan amount with a guarantor because of poor credit and are worried that you will otherwise be unable to get the finance you need don’t worry, there are other options available to you. If you really want a much smaller sum then a short term loan bad credit no credit check may be a better solution to your situation. This loan will be a means for the borrower to restore and convert their bad credit history to improved credits. In short this loan is an opportunity for the bad creditors to increase their credit history.
This credit varies from other loans due to its criteria expected to qualify. The most unusual and unlike criteria of this is that it is not the applicant who is judged by the lender but the guarantor, hence no credit checks are carried out from the applicants.
The guarantor will have to pay it back if the borrower can’t, so it’s really necessary that they can afford the monthly payments as well as having sufficient money to live their normal life.
The most important of this is the relationship between the guarantor and the borrower is predominantly is not important for the lender. It can be friend, relative, work colleague or anyone or even it could be the strange too. The lender moderate only that whether the guarantor is able to meet the above criteria. When it comes to applying for any type of loan it is necessary to ensure that you opt for the most appropriate product for you and that you will be able to meet the repayments over the life time of the loan.

What can I do if I wish to complain?
Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.

Hi There My Names Martin! I’m a huge sports fan fancy myself as the next Lionel Messi.. Ive been writing for the last ten years mainly in the financial niche.