Borrow from £100 to £25,000

We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

  • Apply For £ 50 - £ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit




N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.

Why should you opt for Guarantor Loans?

Many individuals have felt the results the credit crisis has had on their finances. Individuals are getting it harder to come across a bank that is ready to help them because of their tough new lending rules. For individuals who have bad credit or individuals who have never borrowed money before, a loan can seem elusive.

If you have never borrowed money before and need to take a loan through a bank, it could be hard for them to help, this is because it is not simple for them to know if you would be a good credit risk and if it safe for them to lend you money. There is a possibility available that can help you to set up a credit score and that can be done with a guarantor loans compare.

Guarantor loans are becoming famous for people who need their first loan or have adverse credit status. Obtaining a guarantor loan is very simple; all that the applicant needs to do is find someone with a good credit history to act as a guarantor for the loan. Normally the borrower would ask a family member or a close relative to do this but anyone can help.

When hoping to get a guarantor loan, people think that because they are unsecured loans for people with a bad credit history that the interest rates are going to be a lot greater than other unsecured loans. This is not necessarily true because the loan is assessed on the guarantor’s good credit history not the borrowers. If the borrower defaults on the loan, the guarantor’s possessions should be safe because it is an unsecured loan.

Best Guarantor Loans

Poor credit history often prevents your way to get a loan from any bank or lender. In addition, some lenders get an opportunity to charge you for a loan with the bigger interest rates. Moreover, it is can be the reason to draw more debt. Therefore, you need to find the extraordinary and customized way to deal with your money concerns with the bad credit. Guarantor loan is the ultimate option for having the money from any lender. This loan plan allocates you to get the money with the reasonable rates, where another person involves with the loan agreement as a guarantor. It is an unsecured type of loan. If you are worried to apply to a loan for the reason of your poor credit history then you can find any friend, family member or any person as your guarantor to apply for this loan. You can also borrow a bigger amount than in other types of loans. It is a sufficient way to improve your credit score and rating. It is very well suited choice for bad creditors and for the individuals, who do not have any collateral to get a loan.

Today, there is no lack of guarantor loan lenders as the online gives you a great accessibility. It gives you a great exposure to compare interest rates. You may find the various companies online to suit your particular need. At present, many financial companies keep a record of all the useful lenders in their panel. If you feel satisfied enough, you may apply for your loan. It is important to fulfill a certain qualification criteria. It is why; you must have completed 18 years of your age and have an account at any bank. Some lenders ask for a proof of your repayment’s ability to check if you can pay back your loan in the required time.
You need to be careful while choosing your guarantor. Lender companies check the credit account of your guarantor. In some cases, they examine bank statements, bank information, and proof of ID. It is an unsecured loan, so lender takes the risk while lending to you. You can choose anyone as your guarantor like, your friend or any person who is responsible at the time of non-payment. He should be over 21 years while having a god credit history.

Guarantor loans have greater interest rates; However, Interest rate varies from company to company. If you wish, may take the amount from £ 500 to £ 5000 for the period of five years at the APR of 50 per cent.

Therefore, you must take an action to get a guarantor loan if you are receiving rejections or high interest on your loan from high street banks due to your poor credit record. It makes you stand for paying your repays on time. Moreover, it demonstrates your integrity while gaining a recovered credit rating.

What can I do if I wish to complain?
Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.

Hi There My Names Martin! I’m a huge sports fan fancy myself as the next Lionel Messi.. Ive been writing for the last ten years mainly in the financial niche.