Borrow from £100 to £25,000
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Whole of Market panel
Trusted panel of lenders
From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.
60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.
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Is a guaranteed guarantor loan right for you?
Can you borrow a guarantor loan?
A guarantor loan is a special kind of loan with which you will be able to make the most of your time, effort and money. To get a guarantor loan, you should manage a guarantor. If you take the help of your friends or family members who are eligible for guarantors, you can manage a loan at a low interest rate. Even if there is reduction of one percent interest, there will be great reduction on the loan so that there will not be any issues. The guarantor will ensure that your obligations will be fulfilled even though you fail to repay the loan.
Obligations of a guarantor
The obligations of the guarantor should be fulfilled when the applicant fails to pay the loan. Friends, parents and family members can play the role of guarantor. You can also include landlords as guarantors. You can include neighbours and colleagues as guarantors. If a person can trust and is not responsible for your financial transactions, you can include the person as a guarantor.
The person should be aged between 18 and 75 to authenticate as a guarantor. The guarantor should have regular source of income. The sources can be earnings through a job or property. You can contact the agency which can help you choose the right guarantor to fulfill your needs. Guarantor Loans Guaranteed is safe and you will be able to make the most of your investment.
You can also check your eligibility for a guarantor loan on the service provider’s site so that there will not be any ambiguity. Your credit score or rating will not affect your chances of getting a guarantor loan. The applicant should be 18 years old and should have a regular source of income. It is also required to provide the proof of income and the applicant should have a local bank account.
Your loan repayment capability will be assessed by the lender and the loan will be granted immediately. Guarantor Loans Guaranteed loan will not be burdensome. The repayment can be done very easily. It is possible to manage a loan in spite of a bad credit score. There are many people who fail to manage a loan from bank or financial institution as they fail to fulfil the credit score requirements. It is possible to apply for a guarantor loan even though you defaulted on payments or missed any payments in the past.
The credit history will not be taken into account by the loan granting institution and your capability to repay the loan will be assessed. The guarantor that you provide will help you manage the loan very easily. The supporting documents of the guarantor should be submitted to the lender. The loan will be granted after verifying those documents. There will be fast decision on guarantor loan so that customers will be able to plan their budget and financial activities in a very efficient way.
Small Guarantor Loans Guaranteed loan can be applied with the help of a representative. The online application can be filled so that you will get advice on the type of loan and loan amount. You should understand the fact that the eligibility for a guarantor loan will be same like the unsecured loan.
There can be relation or no relation with the guarantor. Any person can be financially linked with you cannot act like a guarantor. The guarantor should not be dependent upon you. There should be stable income for the guarantor. The eligibility criteria for guarantor vary from one lender to another lender. Hence, you are advised to go through the terms and conditions in a very careful way so that you will settle for the best loan.
The loan will be repaid by monthly instalments and it will be done by direct debit process. The loan can be paid off earlier than the agreed repayment period. The pre-payment will not have any impact on the APR agreement made by the customer and the lender. The guarantor loan is unsecured loan and it can be used to close loans of high interest rates. The risk and financial loss can be prevented when you switch over to the guarantor loan. You can also take the help of a representative to get into best action.
What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.
What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.
*Subject to lender approval and requirements.