Select Page

Borrow £250 to £3,000

by 14:55PM

We Cater For All Types Of Credit History So Don’t Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Is Easy Start To Finish!
  • Bad Credit Accepted
  • Fast Payout
  • No Fees
  • Secure Application

Short Term Guarantor Loans

£250 – £3,000

N Online decision
N Responsible lenders
N Rates from 278% to 1576% APR
N 3 – 12 month repayment

Personal Guarantor Loans

£1,050 – £3,000

N Whole of Market panel
N Trusted panel of lenders
N Rates from 5.7% to 278% APR
N 3 – 36 month repayment

Representative 481.6% APR.
Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable).

ccta and fca registered lender

How Do Loans With No Guarantor Work?

Key Features

  • Not everyone wants to use a guarantor when applying for a loan for privacy and personal reasons.
  • UK direct lenders are available to offer loans without a guarantor present.
  • Even if you have bad credit there’s now a good chance you will be accepted for a loan.

There will be definite criteria in offering loans to individuals and businesses. Banks as well as financial institutions will follow the guidelines and loan will be offered in a systematic way. In most of the cases, the loan should be supported by collateral. The long-term loans are granted based on the collateral. You can go for a housing loan by mortgaging the property. You can go for a car loan through hypothetical. The ownership of the car will not be released until the loan is completely repaid by you. If you think that you will be unable to get long term funding without a guarantor because of a very bad credit score then it will be in your best interest to look into our no credit checks loans to bypass the score report effecting you application.

Borrow anything from £100 to £25,000 today.
Quick online application takes minutes.

Loans through brokers

You can go for a personal loan in which case, you will want to provide guarantors. There is great need of a guarantor as the risk on loan will be covered very efficiently. If the borrower fails to pay monthly instalments, the money will be collected from the guarantor. With a No Guarantor Guaranteed loan, the loan will be sanctioned immediately. There will be highest level of risk for lenders.

Hence, the interest rate on the loan will be very high. You will want to pay as high as 25% interest on monthly basis. There is special provision in law based on which the payday loans will be granted. The loan should be repaid in few weeks. Typically, it should be repaid in between 2 and 6 weeks. Most of the borrowers will repay the loan in less than 2 weeks.
The quick loan is based on your employment, identity and residential qualifications. You should be a citizen of UK and above 18 years old. There should be steady source of income. If you are employed for at least 6 months, you will be able to apply for the loan. The amount of loan will be a certain percentage of the monthly salary that will be credited into your salary account.

Quick loans

No Guarantor Guaranteed loan will be granted based on your repayment capacity. If you are eligible for the payday loan, you can submit an online application. No personal visit to financial institution is required so that you can save lot of time, effort and money.

You will get accurate information from the official website. The terms and conditions will be specified on the site. If there are any issues, you can consult the customer

care so that you will get clarifications. If you find it difficult to present separate applications for various lending institutions, you can present single application on a service provider’s site.
The edibility for loan from various lenders will be known to you immediately. You will get a list of links so that a small loan can be obtained by clicking on the link. The interest rate, terms & conditions and other features can be compared before submitting the application. The comparative information available on the service provider’s website will help you take a smart decision.

Repayment of your loan

You should be able to repay the instalment from your checking account. The repayment will be done automatically. If you will ensure that sufficient funds are available in the account, there will not be any issues. You can take another quick loan after closing an existing loan. Even though there is possibility to go for more than one loan, you should go for the same if there is absolute necessity.

It is possible to go for loan from two different lenders as long as the repayment potential is not affected. The interest on unsecured loans will be very high. Hence, you should go for the loan as per your urgent needs which cannot be fulfilled through any other means.

Your credit score will not affect your loan processing. The payday loan is not based on the credit score. Even though you do not have a credit score, you will get a loan. There are many people who were successful in taking loan in spite of bad credit score. The lender will go through the minimum eligibility criteria. You should be 18 years old and should have bank account. The risk will be borne by the lender and the loan amount will be sanctioned. Thus, you will get a loan from a financial institution in spite of your bad credit score.

Don’t wait! Get an instant decision now
Compare no guarantor loan lenders

What if I can’t keep up my repayments?

If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly instalments some companies will adjust your monthly instalments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

More No Guarantor Loan FAQs

Can I obtain multiple no guarantor loans?

Although it may be possible to obtain more than one loan at a time from different lenders, this is not a financially wise move to make. Individuals who obtain multiple loans at the same time will struggle to repay all of them on time. Not only will this result in severe financial difficulty; it may sometimes affect your credit history as well.

Is it easy to apply?

Most certainly! Nowadays, applying for and obtaining no guarantor loans is easier than ever. In most cases, you will only have to complete a basic online application form and submit it for lenders to peruse. Many lenders will provide you with an almost instant decision regarding your application as well.

Will I obtain physical cash after approval?

Nowadays, most lenders will deposit funds directly into your bank account instead of providing you with physical cash. Not only is this safer; it enables you to obtain your funds far quicker because you will not have to wait for cash to be delivered or visit a physical location to obtain it.

Why must I provide bank account info?

If you don’t provide a valid and active bank account number when applying for loans, your funds will not be able to be deposited into your account. These days, most lenders will not process any applications that don’t contain bank account information.

Can I apply as a non-UK citizen?

No. Only UK citizens or permanent residents are able to apply for and obtain no guarantor loans. This is one reason why you are asked to provide proof of a UK-based physical address when applying for a loan