Borrow from £100 to £25,000

Complete our simple 60 second application form to get the loan you want today.

 

PERSONAL

Loans

N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment

 

SHORT TERM

Loans

N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.

60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.

We are a Credit Broker and not a Lender

How do guaranteed no guarantor loans work?


Is it really possible to get a loan without security?
There will be definite criteria in offering loans to individuals and businesses. Banks as well as financial institutions will follow the guidelines and loan will be offered in a systematic way. In most of the cases, the loan should be supported by collateral. The long-term loans are granted based on the collateral. You can go for a housing loan by mortgaging the property. You can go for a car loan through hypothetical. The ownership of the car will not be released until the loan is completely repaid by you. If you think that you will be unable to get long term funding without a guarantor because of a very bad credit score then it will be in your best interest to look into our no credit checks loans to bypass the score report effecting you application.

Loans through brokers
You can go for a personal loan in which case, you will want to provide guarantors. There is great need of a guarantor as the risk on loan will be covered very efficiently. If the borrower fails to pay monthly instalments, the money will be collected from the guarantor. With a No Guarantor Guaranteed loan, the loan will be sanctioned immediately. There will be highest level of risk for lenders.

Hence, the interest rate on the loan will be very high. You will want to pay as high as 25% interest on monthly basis. There is special provision in law based on which the payday loans will be granted. The loan should be repaid in few weeks. Typically, it should be repaid in between 2 and 6 weeks. Most of the borrowers will repay the loan in less than 2 weeks.
The quick loan is based on your employment, identity and residential qualifications. You should be a citizen of UK and above 18 years old. There should be steady source of income. If you are employed for at least 6 months, you will be able to apply for the loan. The amount of loan will be a certain percentage of the monthly salary that will be credited into your salary account.

Quick loans
No Guarantor Guaranteed loan will be granted based on your repayment capacity. If you are eligible for the payday loan, you can submit an online application. No personal visit to financial institution is required so that you can save lot of time, effort and money.

You will get accurate information from the official website. The terms and conditions will be specified on the site. If there are any issues, you can consult the customer care so that you will get clarifications. If you find it difficult to present separate applications for various lending institutions, you can present single application on a service provider’s site.
The edibility for loan from various lenders will be known to you immediately. You will get a list of links so that a small loan can be obtained by clicking on the link. The interest rate, terms & conditions and other features can be compared before submitting the application. The comparative information available on the service provider’s website will help you take a smart decision.

Repayment of loan
You should be able to repay the instalment from your checking account. The repayment will be done automatically. If you will ensure that sufficient funds are available in the account, there will not be any issues. You can take another quick loan after closing an existing loan. Even though there is possibility to go for more than one loan, you should go for the same if there is absolute necessity.

It is possible to go for loan from two different lenders as long as the repayment potential is not affected. The interest on unsecured loans will be very high. Hence, you should go for the loan as per your urgent needs which cannot be fulfilled through any other means.

Your credit score will not affect your loan processing. The payday loan is not based on the credit score. Even though you do not have a credit score, you will get a loan. There are many people who were successful in taking loan in spite of bad credit score. The lender will go through the minimum eligibility criteria. You should be 18 years old and should have bank account. The risk will be borne by the lender and the loan amount will be sanctioned. Thus, you will get a loan from a financial institution in spite of your bad credit score.

What can I do if I wish to complain?

Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?

If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?

Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.