Borrow £100 to £25,000*


  • Bad Credit Accepted
  • Fast Payout
  • No Fees
  • Secure Application

Short Term Guarantor Loans

£100 – £1,000

N Online decision
N Responsible lenders
N Rates from 278% to 1576% APR*
N 3-12 month repayment

Personal Guarantor Loans

£1,000 – £25,000

N Whole of Market panel
N Trusted panel of lenders
N Rates from 5.7% to 278% APR*
N 3-36 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 238.1% pa (variable). Representative 481.6% APR.

ccta and fca registered lender

Benefits Of A No Guarantor Loan UK

What are the benefits of payday loans?

There are many benefits associated with payday loans. The loan will be granted very quickly. Any UK citizen who is employed and over 18 years old will be able to apply for the loan without any issues even if you have bad credit. The loan will be guaranteed as per the earnings and other factors. Even though you present information about your credit history, the information will not be used to grant loan. The credit score will not be verified. However, the information presented in the application will be verified so check the correctness of the application.

Benefits of payday loans Without Using A Guarantor

There are many benefits with No Guarantor UK loans. The loan can be availed by any individual. It is the quickest loan as no documentation is required. The details will be submitted online and the application will be processed in few minutes. It is possible to obtain loan in less than 15 minutes.

The entire process will be completed in three simple steps. In the first step, the loan application will be made. In the second step, the application status will be conveyed. In the third step, funds will be transferred if the loan is confirmed. If the loan application is rejected, you will get a message so that you can proceed to another lender. As there are many lenders in the market, it will not be any difficult to get a payday loan.

The interest charged on a payday loan is very high. It will be 25% or more per month. As the risk on payday loans is very high, the lenders are allowed to apply high interest rates. There will not be any requirement of a guarantor. You will not want to take the help of a friend or colleague as well. You will not borrow from others when funds are made available online.

How To Get Quick release of funds In the UK For No Gaurantor Loans

The funds that arise out of No Guarantor UK loan can be used as per your needs. There will not be any risk to the borrower. The loan will be granted based on the monthly earnings. There are some lenders who will sanction loan in spite of temporary unemployment. An instant loan is the best way to meet your emergency financial needs.

The household needs will be fulfilled through quick loans. You can take small loan from £200 to £2000 as per your needs. However, as the interest rate on the quick loan is very high, you should apply for funds as per your needs. When you take money beyond your requirements, you will incur huge loss in the form of high interest rate.

The funds can be used to pay your home loan or to clear various inflated utility bills. The money will be obtained from the lender on any day. Hence, you can apply for the loan at the most appropriate time. When you are ready to make payments to various third parties, you should submit online application. The repayment will be done from the same checking account. It will be done automatically.

What Are payday loans on benefits uk

When you do the homework, you will choose the best loan from a reputed lender. Your quick cash requirements will be fulfilled in the best possible way and there will not be any issues. No collateral is provided to secure the quick loan. Hence, the loan will be provided by the lender after careful assessment of the applicant.
The greatest advantage with the quick loan is that the loan amount will be sanctioned without the help of the guarantor. Bank will assess your application based on your residence, occupation and earning potential. The loan will be granted in spite of poor credit score. Thus, there are many advantages with the payday loan. However, you should do your homework before applying for the quick loan.As you go for No Guarantee UK loan, there will be great protection of your interests. Consumer interests are protected by the law. When you go for a quick loan, you should go through the terms and conditions. You should comply with the rules and regulations. It is possible to customise the loan as per your needs. The loan amount as well as repayment terms can be adjusted very easily so that there will be great flexibility.

Best way to get a no guarantor loan in UK

What if I can’t keep up my repayments?

If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?

Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.