Borrow £100 to £25,000*


  • Bad Credit Accepted
  • Fast Payout
  • No Fees
  • Secure Application

Short Term Guarantor Loans

£100 – £1,000

N Online decision
N Responsible lenders
N Rates from 278% to 1576% APR*
N 3-12 month repayment

Personal Guarantor Loans

£1,000 – £25,000

N Whole of Market panel
N Trusted panel of lenders
N Rates from 5.7% to 278% APR*
N 3-36 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 238.1% pa (variable). Representative 481.6% APR.

ccta and fca registered lender

How to take guarantor loan online?

As you can shop for various products and services, it is possible to shop for your loan in the best possible way. The loan will be sanctioned based on your profession, earnings and credit score. If you would like to apply for a bank loan, you should fulfil complete documentation. The requirements as specified by the bank should be submitted.

The credit score is the deciding factor to get best loan. If you manage a bad credit score, the application might be rejected. If you were granted a loan with a bad credit score, the rate of interest will be high. Features of guarantor loan The Guarantor Loans Online are different and loans will be granted based on the guarantor’s signature. The guarantor’s consent is required so that you will get a quick loan. The loan amount is based on your earnings.

This kind of loan will be sanctioned even though you manage a bad credit score. There are individuals who had not started their credit journey. Hence, young people will not be able to submit any credit score. They can manage a loan with the help of a guarantor. The guarantor should be employed and should be able to fulfil the loan obligations if the borrower fails to repay the money. The guarantor can be a property owner as well so that he or she can give consent to get a loan from the lender. The greatest advantage with guarantor loan is that you will be able to customise the loan as per your needs. The amount of money can be taken as per your needs.

Guarantor Loans Online is suitable for all age groups. The rate of interest will be very low so that you can take a loan whose duration will be in between 12 months and 60 months. Great flexibility Guarantor loans will give you highest level of flexibility so that you will make the most of your money. The rate of interest on a payday loan will be very high. It will be about 25% per month. There are some lenders who will charge more than 25% per month. Hence, you can close the payday loan after obtaining funds from the guarantor loan.

The guarantor loan comes under the unsecured loan. No asset will be attached when you fail to repay the loan. However, the risk is borne by guarantors. Hence, you should find out the eligibility of the guarantor from the bank or financial institution. You can choose your parents, friends or associates as guarantors. The guarantor should not be dependent on you financially. Hence, the verification of the guarantor’s background and no credit worthiness will be done by the lender and the loan will be sanctioned based on the satisfactory result. Online loans Guarantor Loans Online is a great bonanza for employees and professionals. The loan application can be submitted online and it will be processed online without any issues.

You will get confirmation of loan and funds will be transferred immediately based on your consent. The loan can be customised as per your needs. The rate of interest and monthly instalment and number of instalments can be changed subject to the terms and conditions of the financial institution. Your personal circumstances and credit history will not be verified before sanctioning the loan. The guarantor loan is a good solution if you have a bad credit score. The loan can be managed when there is someone behind you to take care of the loan.

The guarantor will stand behind your debt and will ensure that you will get the right kind of loan to fulfil your financial needs. There will not be any penalty for pre-payment of instalment. The loan can be closed at the earliest by consulting the concerned authorities. Thus, there is great convenience with the online application, confirmation and direct debit facility. Loan application can be made very easily and there will not be any issues in payments as well. When you take a guarantor loan, it is possible to improve your credit score as well. You can apply for loans in future and the interest rate will be low. The loan will be granted quickly when your credit score improves.

What can I do if I wish to complain?
Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.