Borrow from £100 to £25,000

Complete our simple 60 second application form to get the loan you want today.

 

PERSONAL

Loans

N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment

 

SHORT TERM

Loans

N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.

60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.

We are a Credit Broker and not a Lender

Getting a guarantor loan with poor credit


Are you eligible for guarantor loan?

Guarantor loan will be offered even though you do not manage a good credit score. There are various kinds of secured loans and unsecured loans. Loans will be offered to take care of your personal needs. You can also go for a long-term secured loan so that your long-term goals will be fulfilled in the best possible way. If you would like to go for a short-term quick loan, it can be managed with the help of a guarantor. You should be aware of the eligibility criteria so that you can apply for the loan without any issues.

Benefits of guarantor loan

The Guarantor Loans Poor Credit will be offered by licensed financial institutions. If you do not have a credit score or manage a poor credit score, it should not be stumbling block to your loan. The loan can be achieved with the help of a guarantor. Any employee who can trust you can be your guarantor. The guarantor should understand the terms and conditions and should be able to pay your loan if you fail to pay monthly installments in this instant the payment falls on the guarantor.

Thus, based on the assurance extended by the guarantor, the loan will be granted. However, you should understand the fact that these kinds of loans will come under unsecured loans. The guarantor should be in between 18 and 75 years of age. He or she should receive regular monthly income. They should own a home in UK. If the guarantor is not an employee, he can have a regular source of income from the property. The documentation should be done as per the terms and conditions of the bank so that the loan will be granted without any issues.

You can opt for guarantor loans as they are far better than a payday loan. A payday loan will let you get instant cash. However, you will want to pay very high interest rate. The interest rate will be as high as 25% per month. There are some lenders who will charge more than 25% as well. If you can manage an unsecured loan with the help of a guarantor, you will save lot of money on annual basis.

Simple terms and conditions

The terms and conditions applicable on Guarantor Loans Poor Credit will be very simple. There are thousands of people being benefited by guarantor loans in UK. Your credit score will not stop you from taking loan no credit isnt an issue. The loan will be issued immediately as per your needs. The loan term will be from 10 months to 60 months as per your repayment potential.

The greatest advantage with the guarantor loan is that you will be able to customise the loan as per your needs is sometimes is a no credit check products. If you are new to the loan, you can take the help of a representative or a professional agency so that all your queries will be answered. You will apply for the most appropriate loan as per your needs and there will not any financial burden.

Loan in spite of poor credit score

The loan in the form of guarantor loan will be granted in spite of the poor credit score. After taking the loan, it is possible to improve your credit score as well. If you can manage a good credit score, you will take loan without the help of a guarantor.

When you are able to take the help of your friend, family member or associate as a guarantor, the loan will be granted. However, the guarantor should not be dependent on you financially. You should go through the terms and conditions before applying for the loan. If there are any queries, they can be answered by the customer team of the lender.

The lender can be approached by chat, email or phone as per your convenience. It is possible to fill the online form so that a quick replay will be shared. Guarantor Loans Poor Credit will help you manage your financial needs in a very efficient way. You will not land in debts and there will not be any scope to become bankrupt. There are best ways to fulfill your needs. If you go for a credit card, the expenses will be very high. The risk is greatly reduced with the guarantor loan.

What can I do if I wish to complain?

Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?

If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?

Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.