Borrow from £100 to £25,000
- Apply For £ 50 - £ 1,000
- Fast Payout
- No Fees
- Secure Application
- Available 24/7
- Bad Credit
Whole of Market panel
Trusted panel of lenders
From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.
Is a small guarantor loan right for you?
How to take an unsecured loan?
You can go for an unsecured loan with the help of an expert. The credit problem can be beaten in a very efficient way with the help of the quick loan extended by a lender no longer is no credit a problem. The support of the guarantor will make great difference and it is possible to make the most of your time, effort and money. There will not be any issues as long as you can manage a trustworthy person as a guarantor. The guarantor should understand your needs and should be able to fulfill your needs in the best possible way.
Benefits of unsecured loans
If you go for unsecured loans, the collateral that you assign will be at risk. If you fail to pay installments, you will get a notice from the bank or lender. There are some emergency financial situations which may prevent you from paying the monthly installment. The installment should be paid regularly as per the terms and conditions. When you fail to pay monthly installments, your property will be attached. With Guarantor Loans Small, there will be great convenience as you will not assign any property as collateral and come with an instant payout.
You will take loan with the help of one or two guarantors. The guarantor can be your parent who will not depend upon you in financial matters. The guarantor should have his own source of income. If the guarantor is employed, it is possible to product the salary certificate and documents that give proof about the past income history. The future income potential should also be spelled so that there will not be any difficulty in granting the loan.
The guarantor should understand the terms and conditions of the loan. He should be willing to repay the loan if you fail to pay the installments. Hence, the contact number, address and other sensitive information of the guarantor will be collected by the bank or financial institution or bank. Guarantor Loans Small amounts will help you manage your financial condition so that the bankruptcy will be prevented.
Quick loans without collateral
The rate of interest on guarantor loans will be very low. It is possible to manage quick loans without collateral so that there will be great peace of mind. Even though the rate of interest is very high in the beginning, it can be worked out with the bank and it can be changed as per your performance.
The loan can be customized as per your repayment potential. If you are able to pay higher monthly installments, the revision can be done so that the loan can be closed at the earliest. There will not be any pre-payment penalty on Guarantor Loans Small.
You can get quick response from the bank or financial institution. As the guarantor is ready to take care of your default loan, the lending agency will not bother about the loan insurance. The loan insurance premium will not arise as happens with a home loan. There are many lending institutions which are willing to offer quick loans without charging processing fee.
Choose the reputed lender
When you are in need of urgent cash, you might overlook the rules and regulations of the lender. It will be a costly mistake as one percentage of additional interest will bring huge difference on an annual basis. On the other hand, you might want to pay unwanted hidden charges levied by banks and financial institutions.
The guarantor loan is much cheaper and more flexible than other kinds of loans. A close friend or family member will help you get quick loan in this process. You can take loan as little as £500 to as high as £50,000. For more information about the loan and terms & conditions, you are advised to visit the website. The website will give complete information and you can use the calculator as well so that the loan amount as well as the number of installments can be calculated. The monthly installments can be calculated so that there will not be any issues.
You can take the advice of experts so that the loan will be granted without fail. They will also help you take the most appropriate loan from a reputed lender so that there will not be any issues.
What can I do if I wish to complain?
Information about complaints can be found in our complaints policy.
What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.
What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.
*Subject to lender approval and requirements.