Borrow from £100 to £25,000
- Apply For £ 50 - £ 1,000
- Fast Payout
- No Fees
- Secure Application
- Available 24/7
- Bad Credit
Whole of Market panel
Trusted panel of lenders
From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.
60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.
We are a Credit Broker and not a Lender
Comparing 100 Loans No Credit Check
There are numerous lenders that provide 100 loan no credit check and 100 pound loans no credit checks in the UK today. All of these lenders differ in terms of the rates and services that they provide so it would be best to carefully evaluate the different factors that separate each one from the next.
1.) FCA Authorisation
It is completely vital that the payday lender providing 100 pound loans no credit check is authorised by the FCA (Financial Conduct Authority). If you don’t, you are putting yourself in a myriad of problems and potential risks. You can easily determine if a lender is authorised by the FCA by simply checking out its homepage if it shows a license number or the FCA’s register.
2.) Interest Rate
In the UK, 100 loan no credit check lenders are required by law to declare their interest rate charges in the form of APR (Annual Percentage Rate). But because APR rates reflect an annual coverage and most 100 loan no credit check & 100 pound loans no credit check are typically repaid after a month or few months, the whole thing becomes a bit confusing. With that being said, the thing to bear in mind is to opt with the lowest APR that you can find to enjoy lesser costs in your loan deal.
3.) Online Application
Accessing loans online makes things a whole lot easier and convenient in your part. Having the option to not only access a quick loan online but also to process and manage the loan via the internet is something that you need to look into in your lender.
While this aspect is often disregarded, it’s actually quite important. Every time you make an application for a loan over the internet, you are sharing vital information about yourself and finances that can be used to exploit you when they end up in the wrong hands. With that being said, it’s crucial to opt with a lender that offers a secured network for your application. The lender’s website URL must begin with ”https” instead of ”HTTP” as this demonstrates that your information is secured and protected from potential hackers.
5.) Hidden Fees and Charges
When it comes to loan no credit check & 100 pound loans no credit check, there are numerous terms and conditions that you need to be aware of and quite frankly, it’s something that we simply don’t have the time and patience to go over with in great detail. It is, however, imperative to do a little research as there are lender that include hidden charges in their loan deals. There could be early repayment charges, late payment fees or even processing fees, and these are things that you need to know upfront before you sign the all binding loan agreement.
Aside from these essential factors, you should also consider the speed at which the loan amount will be deposited into your bank account. Different lenders have different processing times but all in all, you should consider a lender that will complete your loan transaction, from approval to cash deposit into your bank account, in just a single day.
What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.
What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.
*Subject to lender approval and requirements.