Borrow £100 to £25,000*
- Bad Credit Accepted
- Fast Payout
- No Fees
- Secure Application
Short Term Loans
£100 – £1,000
Rates from 278% to 1576% APR*
3-12 month repayment
£1,000 – £25,000
Whole of Market panel
Trusted panel of lenders
Rates from 5.7% to 278% APR*
3-36 month repayment
Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 238.1% pa (variable). Representative 481.6% APR.
Get a £300 Loan Today
- Borrowing a smaller amount such as £300 can be done online form numerous UK direct lenders.
- There are several lenders that accept bad credit and no guarantor so it’s worth applying if you’ve been refused before.
- Cheap loans with high acceptance rates and lower interest rates are commonplace.
Has life thrown an unexpected cost in front of you leaving you saying “I need 300 pounds today”; Has a surprise bill or emergency car repair kept you awake all night? If you are looking for money to deal with small but urgent costs, then you may want to consider applying for a short-term loan. The loan is a cash advance that is due to be paid back after a short period of time and is designed to help cover unexpected expenses or other emergency costs.
Borrow anything from £100 to £25,000 today.
Quick online application takes minutes.
What Is A Short Term Loan
A loan is an unsecured form of credit that is generally offered at a higher interest rate. Short-term loans are also quick and easy solutions to your problems if ever you find yourself saying I need a 300 loan today. The financial products can be obtained online without needing to fall in line at the bank, fill out mountains of paperwork or wait in vain for a decision from your lender.
And depending on your lender and the loan amount, you can easily choose from different short term options that will help you enjoy convenient funding online through a payday loan or an instalment loan. Also, with the right lender, you can arrange the repayment date that is ideal to you and if you are approved, the money will be deposited into your account on the same day and typically within minutes after approval.
Applying For A Short Term Loan
Applying for a short term loan in the UK is easier and a whole lot quicker than you would with a traditional loan from a bank. But before you make an application, however, be sure that the loan is ideal to you and your present circumstances and is something that you can comfortably repay on time. Research is important to find out the best loan option for you based on your financial circumstances. Also, you need to check the qualifications of the lender so you will know whether or not you are eligible for the loan. And lastly, make sure that the lender you are going to work with is legit and licensed by the FCA (Financial Conduct Authority) so your interests will be best protected.
To secure funding from a short term loan lender, you will need to fill out an application form from its website. After your loan application is approved, subject to meeting the lender’s creditworthiness and affordability checks, the money that you availed for will be transferred to your bank account within minutes, sometimes even on bank holidays and weekends depending on your lender. Most reputable lenders operating in the UK today also utilise the latest technology to ensure that every personal data that you share online is kept safe and secured. This means that there is no need to feel anxious or scared every time an application form asks for your name, address, or any other kind of information relevant to the loan you are obtaining.
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More FAQs on £300 Loans
Can I obtain £300 loans today?
Numerous lenders are now able to provide you with much needed cash on the day that you apply for a loan – provided that you give them all the information they need. This means that you won’t have to wait days to be able to use the cash you need right away.
Why must I give my mobile number?
Lenders will often use your mobile number as a means of verifying that the rest of the personal information you have provided is correct. If you don’t have a mobile number, you will have to inform the lender when they contact you so that alternative arrangements can be made.
Can I repay my loan before the due date?
Of course you can! If you’re fortunate enough to be able to repay your loan before its initial due date, all you will have to do is inform your lender of your intention to do so. In some situations, early repayment could save on interest charges.
Can I obtain multiple loans?
While this may be possible in theory, it won’t be a good idea to obtain multiple £300 loans today. You have to ensure that any loan you obtain can be repaid on or before its due date, otherwise you will be heavily penalised in the form of additional interest and/or other penalty fees. Your lender will provide additional information in this regard.
How much interest is charged?
Interest rates on these loans will vary depending on the amount of money you need to borrow and the length of time you require to repay it in full. Smaller loans generally attract less interest than larger loans because they are repaid in fewer instalments.