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Whole of Market panel
Trusted panel of lenders
From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.
60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.
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Best Bad Credit Loans UK
The best bad credit loans in the UK could help fix your financial situation and improve your quality of life. Having a bad credit score doesn’t help you when it comes to borrowing money, and you won’t be able to get a loan off of the bank. This is because they choose not to lend to people with bad credit because they deem them to be too risky to lend to. They don’t take into consideration that someone may have been involved in a life changing accident and had to get into debt to survive, or even had a relationship breakdown that resulted in the ex-partner racking up debt in the other person’s name. All they care about is the score, regardless of how you got it. For some reason, the banks choose to operate with this biased lending policy and deem everyone with a bad credit score to be too risky. This leaves a lot of people with very little options when it comes to borrowing money, even if they have a good paying job and can easily make loan repayments. Thankfully, bad credit lenders don’t believe in this discriminatory lending policy, and they are able to look past a bad credit score and lend to people who really need help.
What Are Best Bad Credit Loans UK?
The best bad credit loans in the UK are loans from lenders who are willing to lend to people with bad credit. There are many types of bad credit loans, and the best one for you will greatly depend on your situation. You may only need to borrow a small amount of money or perhaps can’t afford to make large repayments every week. Or perhaps you only need a short-term loan which you can repay the next time you get paid from work. Regardless of your circumstances, so long as you are earning an income and capable of making
What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.
What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.
*Subject to lender approval and requirements.
Bad credit relevant pages