WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

    Borrow from £100 to £25,000

    Complete our simple 60 second application form to get the loan you want today.

     

    PERSONAL

    Loans

    N Whole of Market panel
    N Trusted panel of lenders
    N From £1,000 to £25,000
    N Rates from 5.7% to 278%
    N 3-36 month repayment

     

    SHORT TERM

    Loans

    N Online decision
    N Responsible lenders
    N Borrow up to £3,000
    N Rates from 278% to 1576%
    N 3-12 month repayment

    Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.

    60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.

    We are a Credit Broker and not a Lender

    Best Bad Credit Loans UK


    The best bad credit loans in the UK could help fix your financial situation and improve your quality of life. Having a bad credit score doesn’t help you when it comes to borrowing money, and you won’t be able to get a loan off of the bank. This is because they choose not to lend to people with bad credit because they deem them to be too risky to lend to. They don’t take into consideration that someone may have been involved in a life changing accident and had to get into debt to survive, or even had a relationship breakdown that resulted in the ex-partner racking up debt in the other person’s name. All they care about is the score, regardless of how you got it. For some reason, the banks choose to operate with this biased lending policy and deem everyone with a bad credit score to be too risky. This leaves a lot of people with very little options when it comes to borrowing money, even if they have a good paying job and can easily make loan repayments. Thankfully, bad credit lenders don’t believe in this discriminatory lending policy, and they are able to look past a bad credit score and lend to people who really need help.

    What Are Best Bad Credit Loans UK?
    The best bad credit loans in the UK are loans from lenders who are willing to lend to people with bad credit. There are many types of bad credit loans, and the best one for you will greatly depend on your situation. You may only need to borrow a small amount of money or perhaps can’t afford to make large repayments every week. Or perhaps you only need a short-term loan which you can repay the next time you get paid from work. Regardless of your circumstances, so long as you are earning an income and capable of making repayments, there should most certainly be a bad credit loan for you.

    How Can These Loans Help Me?
    Because there are so many different types of bad credit loans, you could be helped in many different ways, again, depending on your situation. There are loans which are better suited for people who want to pay it back fast, and there are loans which can be paid back slowly over time. There’s something for everyone, and the money you borrow could go towards an overdue bill, tax debt, medical expenses, handyman fees, vehicle repairs, and so much more. This is how these loans can help you, and they may even save you too.

    Should I Apply Now?
    Let’s face it; you know your situation best. That means you know how badly you need to take out a loan and how well you can manage if you don’t. Unfortunately, bills don’t just pay themselves, so you’re going to have to do something about it. So, assess your situation and decide if getting one of the best bad credit loans in the UK would help fix your financial position and improve your life.

    What can I do if I wish to complain?

    Information about complaints can be found in our complaints policy.

    What if I can’t keep up my repayments?

    If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

    What do i do next?

    Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

    *Subject to lender approval and requirements.