Borrow from £100 to £25,000

Complete our simple 60 second application form to get the loan you want today.

 

PERSONAL

Loans

N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment

 

SHORT TERM

Loans

N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.

60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.

We are a Credit Broker and not a Lender

Cheapest Loans For Bad Credit


The cheapest loans for bad credit could enable you to borrow money in your time of need and comfortably make the repayments too. This could really enable you to take control of your financial situation and get it sorted out before it becomes worse. There’s no way a bank is going to lend to you because of your credit score because they refuse to do business with people in those circumstances. It’s a biased system, and there are many people out there who got a bad score because of their ex-partners or unavoidable situations and are paying the price for it. You don’t need to be discriminated against because of your score and bad credit lenders are willing to help you out in your time of need while the banks shut the door on you.

What Are The Cheapest Loans For Bad Credit?
The cheapest loans for bad credit are a type of bad credit loan with the smallest amount of interest involved, hence making it the cheapest. There are a range of loans for people who have bad credit scores and the interest varies on all of them depending on the eligibility requirements and conditions of the loan. Some loans require payment in full the following week whereas others can be paid off slowly over time. The interest will be different for every type of loan so the cheapest loans will have the least interest.

Is This Type of Loan Good?
Just because a loan has the smallest amount of interest doesn’t mean it is your best option. You may be saving money on the interest, but the repayment frequency may not suit you or even be possible in your current situation so the loan may not even be applicable for you. This is something you need to be aware of, and the cheapest loan isn’t always the best loan. You need a bad credit loan which suits your current situation and can enable you to pay off your expenses and the loan so it’s all over and done with. It’s no good getting a loan and paying off your bills but then being stuck not being able to pay off the loan, so you need to think rationally and not just go for the cheapest option.

Can I Apply Today?
Yes, bad credit loans are incredibly easy to apply for and there’s usually a minimum amount of paperwork required too. The approval process can also be very fast, and you could have your money the same day you apply depending on the type of loan you’re after. This can then enable you to pay off your bills and move on with your life knowing that they have been taken care of and reduce your stress. You don’t need to worry about being treated with bias like the banks will do to you either because your credit score is irrelevant here so you can just apply knowing that your lender is on your side.

What can I do if I wish to complain?

Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?

If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?

Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.