Borrow from £100 to £25,000
Complete our simple 60 second application form to get the loan you want today.
Whole of Market panel
Trusted panel of lenders
From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.
60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.
We are a Credit Broker and not a Lender
Bad Credit Loans Direct Lenders Only
Bad credit loans through direct lenders only are a favoured type of loan because of how fair and straight-up they are. Dealing with a direct lender can really only be beneficial for you as the total cost of your loan will be cheaper. If you have a bad credit score, the banks aren’t any good to you and you aren’t any good to them. They don’t care how much money you make and only look at this magical score when assessing your application. Their lending policies are completely backwards and biased towards people who have bad credit and need money fast.
What Are Bad Credit Loans Direct Lenders Only?
People with a bad credit score are eligible to apply for this loan and it is issued through a direct lender. This is someone or a company who is the source of the funds you’re borrowing whereas a non-direct lender obtains the funds from another party. Non-direct lenders basically act as an intermediary between you and the actual source of the funds and can receive a commission for acquiring your business. Loans through non-direct lenders will cost you more through a higher interest rate so that the source can profit from you this way.
How Is This Loan Good For Me?
Having a bad credit score doesn’t do you any favours when it comes to borrowing money, especially if you go and ask a bank. There are still many people who don’t even know that bad credit lenders exist, which could mean that a lot of them get knocked back by the bank and think that’s it for them. It doesn’t have to be this way for you, and a bad credit lender will handle your application professionally and without bias.
The money from this loan could be put towards a range of expenses and maybe even get you out of a rough patch. Expenses such as utility bills can sometimes be forgotten about and then the final notice takes you by complete surprise. If you don’t pay it, then the bill will most likely end up going to a collections agency and making your life a lot harder. This is why many people choose to just borrow the money and pay the bill so it’s out of the way and they don’t have to worry about it anymore. All they have to do after this is just make the loan repayments then everything could be sorted.
What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.
What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.
*Subject to lender approval and requirements.