Borrow from £100 to £25,000

We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

  • Apply For £ 50 - £ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit




N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.

Bad Credit Loans Direct Lenders

Bad credit loans direct lenders can enable you to get access to money fast in your time of need. The banks are getting a bad name because they don’t lend to people with bad credit scores. While this may seem understandable to you, the banks don’t consider how someone got their score. It’s possible to get a bad credit score because of the actions of other people or due to circumstances outside of your control, but the banks don’t care. With these loans for bad credit, you don’t have to worry about being discriminated against because of your score and you can just make an application knowing that it will be assessed fairly.

What Are Bad Credit Loans Direct Lenders?
This is a type of bad credit loan that is issued through a direct lender. This type of lender is one which is the source of your money, and not one who obtains it from elsewhere. This may surprise you, but some lenders act as an intermediary or affiliate for other companies who will be supplying the money you are borrowing. Also, some lenders could just sell your loan on the secondary market to obtain the funds too. Borrowing from a non-direct lender usually means that your loan is going to cost more because the higher power with the money is going to profit from you via a higher interest rate.

How Could This Loan Help Me?
Having a bad credit score is unfortunate and doesn’t do you any favours when it comes to borrowing money. Because the banks won’t lend to you, your options are quite limited. Thankfully, bad credit lenders aren’t biased and know that people need to be able to have access to money, regardless of their credit score. The money could be used to cover expenses such as a tax debt, utility bill, home or vehicle repairs, a trip to the emergency room, and much more. If you don’t have enough money saved up, then you’re most likely going to need to borrow it from a lender, and a bad credit lender is more than willing to disregard your bad credit score and help you in your time of need.

So Should I Apply?
If you need access to funds and want to get it from a lender who won’t be biased against you because of your credit score then this loan could be for you. Not only is the whole application process incredibly easy; it’s very fast too. You could make your application and be approved that very same day and have the money in your hands. A bank could never offer you this level of service without all the hassle involved and this loan could really help you sort out your financial situation.

You know how hard it is being in debt and struggling to pay your bills, and you don’t want your bills to get bigger. This loan could help you to pay off an expense before it becomes a bigger problem and then it just gets repaid the following week when your pay comes in from work. So, think about your options and consider this loan, because it may just be what helps you.

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What can I do if I wish to complain?

Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?

If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?

Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.