Borrow from £100 to £25,000
- Apply For £ 50 - £ 1,000
- Fast Payout
- No Fees
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- Bad Credit
Whole of Market panel
Trusted panel of lenders
From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.
60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.
We are a Credit Broker and not a Lender
Bad Credit Loans Direct Lenders
Bad credit loans direct lenders can enable you to get access to money fast in your time of need. The banks are getting a bad name because they don’t lend to people with bad credit scores. While this may seem understandable to you, the banks don’t consider how someone got their score. It’s possible to get a bad credit score because of the actions of other people or due to circumstances outside of your control, but the banks don’t care. With these loans for bad credit, you don’t have to worry about being discriminated against because of your score and you can just make an application knowing that it will be assessed fairly.
What Are Bad Credit Loans Direct Lenders?
This is a type of bad credit loan that is issued through a direct lender. This type of lender is one which is the source of your money, and not one who obtains it from elsewhere. This may surprise you, but some lenders act as an intermediary or affiliate for other companies who will be supplying the money you are borrowing. Also, some lenders could just sell your loan on the secondary market to obtain the funds too. Borrowing from a non-direct lender usually means that your loan is going to cost more because the higher power with the money is going to profit from you via a higher interest rate.
How Could This Loan Help Me?
Having a bad credit score is unfortunate and doesn’t do you any favours when it comes to borrowing money. Because the banks won’t lend to you, your options are quite limited. Thankfully, bad credit lenders aren’t biased and know that people need to be able to have access to money, regardless of their credit score. The money could be used to cover expenses such as a tax debt, utility bill, home or vehicle repairs, a trip to the emergency room, and much more. If you don’t have
What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.
What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.
*Subject to lender approval and requirements.
Bad credit relevant pages