Borrow from £100 to £25,000
Complete our simple 60 second application form to get the loan you want today.
Whole of Market panel
Trusted panel of lenders
From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.
60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.
We are a Credit Broker and not a Lender
Fast Bad Credit Personal Loans
Fast bad credit personal loans could be very beneficial for you if you have a bad credit score and need to borrow some money. Not only are bad credit lenders willing to help you in your time of need, but the money from the loan can be used to pay your bills before they spiral out of control. Certain expenses such as utility bills and tax debts can end up going to a collections agency if they aren’t settled and this will make your situation a lot worse. You probably already know by now that the banks won’t lend to you either because of your score, and this leaves you with very limited options when it comes to borrowing. You do have an option, though, and bad credit lenders are willing to overlook your credit score because they know that this score doesn’t mean you are a bad person or incapable of making loan repayments.
What Are Fast Bad Credit Personal Loans
This is a form of personal loan for people who have bad credit scores and the application and approval process is fast. This means that you could apply for your loan in the morning and possibly be approved and have your cash a few hours later. The process is so fast because your credit score isn’t factored into the assessment and the lenders just want to see that you are earning consistent money from a job and can afford to make the repayments.
How Could This Loan Help Me?
If you need cash quick then this loan could be your best option. There’s no way that a bank could ever grant a loan this fast, even if your credit score was god-like, and your financial circumstances could be very time-sensitive and you need money to pay bills now. This loan could greatly aid you in this situation and enable you to pay off your bills while they are still manageable. You could need to pay for a utility bill, medical expenses, fines, handyman fees, vehicle repairs, you name it, and this loan can cover that cost for you. Also, you don’t need to worry about being judged or treated unfairly because of your credit score, and you can just apply knowing that you will get an answer soon.
Should I Make an Application?
You probably already know that bills don’t pay themselves or just disappear, which means you’re going to have to do something about it. The banks won’t lend to you and maybe you don’t have family or friends who can lend you money either. This means you have to take action soon and take control of your financials so they don’t get worse and potentially leave you destitute. Making an application is very easy, and as mentioned before, the approval process is very fast too. You could have your cash in no time and use it to pay your bills and then just get on with your life without having to worry about them. So, do what you need to do because making an application could be your best choice here.
What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.
What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.
*Subject to lender approval and requirements.