Borrow from £100 to £25,000

We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

  • Apply For £ 50 - £ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit




N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.

Bad Credit Loans Guaranteed Approval Direct Lender

Bad credit loans with guaranteed approval from a direct lender could be a great option for you if you are in dire straits. Borrowing money when you have a bad credit score is seemingly impossible. Banks won’t lend to you because of this score, even if you have a decent job and can afford to make loan repayments. Other lenders can also be apprehensive too and most likely won’t be willing to lend to you. Don’t worry, though, because bad credit lenders don’t care about your credit score and they assess loan applications the right way.

What Are Bad Credit Loans Guaranteed Approval Direct Lender?
This type of loan is for people who have a bad credit score and there is a guaranteed approval on offer through a direct lender. The bar is set a bit higher for this loan considering there is guaranteed approval, but dealing with a direct lender is a very good thing. A direct lender is the source of the money you are borrowing, as opposed to a non-direct lender who sources the money from elsewhere. Non-direct lenders can act as an affiliate for another company or also sell your loan on the secondary market. This means your loan will cost more because the source of the money will be profiting through your higher interest rate.

How Could This Loan Help Me?
This loan could be very beneficial for you considering there is guaranteed approval on offer. The money could be used to pay a whole range of expenses you have or may have and in some cases maybe even get you out of a tough financial predicament. From medical fees to tax debts and utility bills, the money from this loan could be just what you need. You also don’t need to worry about the banks biased lending policies or being discriminated against because of your credit score and you can apply in confidence knowing this.
Just think how great it would be if your financial situation could change for the better all because a lender was willing to take a chance on you. It’s a good feeling knowing that there are still good people out there who are willing to help others in their time of need, and you too could benefit from this. Also, applying for this loan is incredibly simple and the whole process has been streamlined to take as little time as possible, so you could even be approved the very same day that you apply.

Can I Apply Now?
There’s nobody stopping you from applying now except for yourself. Bad credit lenders welcome people from all walks of life to make an application and you don’t need to feel shy or embarrassed about your credit score. If you need to pay your bills and don’t just have the cash lying around then borrowing money is probably going to be your best option. The money from the loan can be used directly to pay your bills and then you only need to pay back the loan then everyone is done.

What can I do if I wish to complain?

Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?

If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?

Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.