Borrow from £100 to £25,000

We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

  • Apply For £ 50 - £ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit




N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.

Bad Credit Instalment Loans Direct Lender

Getting bad credit instalment loans from direct lenders can be very beneficial to you and end up saving you money in the long run. Not only do loans from non-direct lenders cost more through a higher interest rate, but you may not even know that you’re dealing with one. Having a bad credit score can also be tough, especially when you’re in a time of need and require funds fast. You probably already know that the banks won’t help you because of your score, even if you have a good job and can make the repayments. It’s a completely unfair system, but, it is what it is. Fortunately, there are bad credit lenders who don’t care about this score and will help you in your time of need, so you do have hope.

What Are Bad Credit Instalment Loans Direct Lender?
These loans are for people who have bad credit scores and they are lent through direct lenders. This is an individual or organisation who is the source of the funds you will be borrowing. A non-direct lender doesn’t actually have your money and they can act as an affiliate for another company or sell your loan on the secondary market to obtain the cash. Because of this, a loan through a non-direct lender will cost you more because the party with the funds will be profiting via your interest rate. Instalment loans are paid in set amounts at a set frequency. Which means you could be paying one hundred pounds every week for ten weeks for example. This can enable you to effectively manage your money because you just allocate the same amount every week until the loan is paid off.

How Could This Loan Benefit Me?
You can have peace of mind knowing that the money you are borrowing is actually coming from the company you are dealing with. As mentioned before, this makes the overall cost of your loan cheaper, which can only be a good thing. More importantly, the money from the loan can be used to help with the financial predicament that you are in. Whether you have to pay for utility bills, medical fees, vehicle repairs, and more, this loan could enable you to cover that cost.
Once your expense is paid off all you have to do is make the loan repayments. And because this is an instalment loan, you can just contribute the same amount of money each week you get paid from work until the loan is paid for. A lot of people could find this to be very easy to manage and it could be a good option for you too.

So Should I Apply Now?
If the benefits of an instalment loan from a direct lender sound like something that suits you then this loan is very easy to apply for. All you have to do is fill out some standard forms, prove your income, and your basically good to go and may be approved not long after. You can feel safe knowing that you won’t be discriminated against because of your credit score and just apply knowing that your application will be assessed fairly. So, do something about your situation today, because it won’t fix itself.

What can I do if I wish to complain?

Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?

If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?

Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.