Borrow from £100 to £25,000
Complete our simple 60 second application form to get the loan you want today.
Whole of Market panel
Trusted panel of lenders
From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.
60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.
We are a Credit Broker and not a Lender
Bad credit payday loans with direct lenders and no credit check is a type of loan which has helped many people get out of tough financial predicaments. Unfortunately, having a bad credit score can severely limit people from obtaining money in future. Some people get bad credit because of poor decisions they have made, and others were in an unlucky situation where it was virtually unavoidable. Regardless of the reason, the banks and credit unions don’t care. If you have a bad credit score, you are nothing to them, and they won’t be helping you out. This is why you need to go through a lender who specialises in bad credit loans so that you can get access to the funds that you desperately need now. So What Are Bad Credit Payday Loans Direct Lenders No Credit Check? A bad credit payday loan is for people who have bad credit and can make repayments out of their pay cheque. They get repaid on your next pay day from your job which is how it gets its name, and they are typically a short-term loan. A direct lender is a company or individual who is issuing you with the funds, and the money comes directly from them. This means that they don’t act as an intermediary or affiliate for another organisation, so you are dealing directly with the source of your loan. There are no credit checks involved, but you may have to provide a cheque as collateral to the lender or electronic access to your bank account such as a direct debit. When Would I Need To Get This Type of Loan? There are so many situations that could arise which would require you to have funds available it’s simply crazy. Emergency repairs to your home or vehicle, a trip to the hospital, paying off a bill you forgot about, the list is endless. You may not have the money just lying around, and a bank won’t help you out because of your credit score, so you need to look into a bad credit loan. Fortunately, this type of loan enables you to get cash fast, and all you have to do is pay it back the next time you get paid from work. Should I Get One? If you need quick access to cash and have a bad credit score, then you have very limited options available. As you already know, the banks don’t care about you. This means you have to act now and secure the funds you need to get yourself out of the predicament you are in. These types of loans are typically for a few hundred pounds as they are based on the next time you get paid, and that’s where the repayment will come from. A few hundred can go a long way as you probably know and that emergency repair or bill you forgot about can be taken care of and you can then move on with your life. Don’t wait around for your situation to fix itself; you need to take action now so that your problems can go away and you can live an enjoyable life.
What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.
What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.
*Subject to lender approval and requirements.
Bad credit relevant pages