Borrow from £100 to £25,000

We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

  • Apply For £ 50 - £ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit




N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.

Bad Credit Personal Loans UK

Bad credit personal loans UK can offer someone with a bad credit score an opportunity to borrow money when they need to most. Having a bad score does not do you any favors when it comes to borrowing. In fact, it basically stops you from doing it altogether. This can be especially stressful for you if you have urgent bills to pay which may be going to a collections agency if you don’t settle them and this can only make your situation worse. You probably have already found out that the banks won’t lend to you either because of your score. While this may seem obvious to some, the banks completely disregard the circumstances surrounding how someone got a bad credit score and their level of income and ability to make repayments. They basically consider someone with bad credit to be a leper and too risky to come into contact with so they callously send them out the door with nothing. Luckily, it doesn’t have to be this way for you, and there are lenders out there who specialize in bad credit loans which may be able to save you from a bad situation. What Are Bad Credit Personal Loans UK? This is a type of personal loan in the UK for people who have bad credit. They are assessed based on income and ability to make repayments; the way it should be. This is a lot more fair to people because these lenders know that having a bad credit doesn’t mean someone won’t be able to pay back their loan. Because of this and the very short turnaround time from the point of application to the point of approval, these loans are considered to be very popular. How Are They So Good? As you already know; getting a personal loan with bad credit is next to impossible, and the banks don’t care about your dire financial situation. It doesn’t matter if you had a serious accident with life-threatening injuries and had to get into debt just to stay alive; they still won’t lend to you because of your credit score. That’s why the heartless banks are so bad and out of touch. On the other hand, bad credit lenders don’t care about this score or how you got it, and you only need to have a job and be able to make the repayments. You can then use the money from the loan to pay your bills and settle those expenses before they get worse. Can I Apply Now? Yes! So long as you have a job and are earning an income so you can make the repayments, you shouldn’t have any problems with your application. As you already know, these loans aren’t judged on your credit score, so you don’t need to worry about being discriminated against. These loans are also great if you have something to pay off fast such as a utility bill and you could be able to do it before they go to collections. So, do what you have to do and decide if making an application is best for you.

What can I do if I wish to complain?

Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?

If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?

Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.