Borrow from £100 to £25,000

We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

  • Apply For £ 50 - £ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit




N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.

Poor Credit Loans Direct Lenders Only

Poor credit loans from direct lenders only could offer people with bad credit scores a cheaper interest rate on their loan. Getting loans through non-direct lenders are going to cost more because of the other party involved who is going to want to profit from you. In addition, the banks aren’t going to lend to you because of your score regardless of your income level or ability to make the repayments. Fortunately, bad credit lenders aren’t biased towards people with bad scores and are willing to overlook this magical number in favour for helping people in financial need. You too could benefit from this and don’t need to be a victim of the banks bias lending policies.

What Are Poor Credit Loans Direct Lenders Only?
This is a type of loan for people who have poor credit scores and they are issued through a direct lender. This is someone who is the source of the funds you are borrowing in comparison to a non-direct lender who doesn’t actually have the cash you are borrowing. A non-direct lender is essentially a middle-man and obtains your money from somewhere else such as an affiliate or by selling your loan on the secondary market.

How Is This Loan Good For Me?
Borrowing from a direct lender is always good because the overall cost of your loan is going to be cheaper. When you borrow from a non-direct lender, the party that they obtain the money from is going to need to profit from your loan via a higher interest rate which will subsequently drive it up. Direct lenders can offer lower interest rates and save you money on the repayments in addition to lending to people who have bad credit scores.
The money from this loan could also go a long way depending on your situation. If you need to borrow money to pay for things such as medical expenses, utility bills, school fees, and many other things then the money from this loan can be used to directly pay off that expense. After this, it can be all done and dusted and all you need to do is make the loan repayments then everything could be out of the way. It’s a bad feeling being in debt, and you don’t need to live this way, so make sure you consider all of your options and see if this loan could help pay off your bills.

What Can I Do Now?
If you need money fast and have a bad credit score then this loan could be your best option. The approval process is also very fast too and some people even get approved on the same day that they apply. This can be particularly beneficial if you have a bill which needs to be paid now before it goes to a collections agency. All you have to do then is just make the repayments and you could potentially have no bills left to pay and be on your way towards financial freedom.

What can I do if I wish to complain?

Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?

If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?

Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.