Borrow from £100 to £25,000
Complete our simple 60 second application form to get the loan you want today.
Whole of Market panel
Trusted panel of lenders
From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.
60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.
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Poor Credit Loans Direct Lender
Poor credit loans from a direct lender can enable you to borrow money if you have a bad credit score and need cash fast. You probably know by now that you can’t borrow money from the banks if your credit score isn’t good. On face value, this policy does make sense as people with a bad score can be perceived to be a risk to lend to. Unfortunately, the banks don’t look any further than that and many people are left in the dark as a result. This doesn’t need to happen to you, and you do have an option. Bad credit lenders can help you out in your time of need and you don’t need to worry about being discriminated against either because of your score.
What Are Poor Credit Loans Direct Lender?
This is a form of a loan you can borrow if you have a bad credit score. They are also issued through direct lenders, who are the party who is the source of the funds for your loan. You may not know this, but some lenders don’t actually have the money that you are borrowing from them and instead obtain from another party. This could be done by them acting as a middle man between you and the party with the money or simply selling your loan on the secondary market. Loans through non-direct lenders will end up costing you more because the party who is the source of the money will be profiting via a higher interest rate.
How Could This Loan Benefit Me?
This loan could really come in handy for you if you are desperate and need cash quick. You may have to pay utility bills, school fees, medical expenses, and more and the money from this loan could just pay off those expenses for you. This is especially handy if you don’t have any savings and your credit score has made the banks ban you from borrowing. The money can just pay your bills and get the out of the way then all you have to do is simply make the repayments on the loan and then it’s all done and dusted.
You could have peace of mind knowing that this loan could fix your financial worries and enable you to get your life back on track. Bad credit lenders can also be willing to negotiate on the repayment cycle so you could even make your repayments weekly, biweekly, or monthly depending on what’s good for you.
Should I Make an Application?
You know your financial situation and you know how crippling it is to be in debt. You don’t need to worry about being discriminated against because of your credit score and really only need to be concerned about making the loan repayments. Getting approved for the loan is simple and you basically just need to have a job with consistent income so your lender can see you’re capable of paying it back. So, assess your situation and decide if applying for this loan is your best option, because it may just be what saves you.
What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.
What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.
*Subject to lender approval and requirements.