Borrow from £100 to £25,000

Complete our simple 60 second application form to get the loan you want today.

 

PERSONAL

Loans

N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment

 

SHORT TERM

Loans

N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.

60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.

We are a Credit Broker and not a Lender

Really Bad Credit Loans UK


Really bad credit loans UK can be used for people in difficult financial situations if they have a bad credit score. It can be hard to find a way to come up with the funds to pay for some bills if you don’t have any savings, and having a bad credit score doesn’t help either. You may need to pay for utility bills, a tax debt, vehicle repairs, handyman fees, medical expenses, or perhaps buy a gift for someone. Regardless of the reason, your credit score won’t be considered when it comes to applying for these loans because it doesn’t matter. There’s no way you could get this level of service from a bank, and they choose to be biased against people with bad scores. Having a bad credit score doesn’t automatically make someone a risk to lend to, and this is what the banks won’t properly acknowledge. It’s far too easy to get a bad credit score, and it’s hard to positively influence it in the way aspect. The system is open for manipulation, and the banks just hide behind this policy in order to protect their assets from the slightest risk which leaves many good people without much hope.

What Are Really Bad Credit Loans UK?
A really bad credit loan in the UK is a type of loan for people who have bad credit scores. Not only is your score disregarded when you make your application, but you get assessed the right way too. Applications for this type of loan is based on how much money you make and how much you can afford to repay out of it. This is a very fair lending policy because it doesn’t discriminate or single people out, especially for something that they may not even be guilty of.

How Are They So Good?
So, you already know the banks won’t help you, even if you’re on the verge of becoming destitute. This means you don’t have many options and you need to do something about your situation before it gets worse. Luckily, there are loans for people who have bad credit, so you do have hope. If you applied for one and got approved, you could use the money to pay for the expenses mentioned above if you had them. These loans could also save you from a dire situation if you have a bill that’s going to go to collections soon if it doesn’t get paid urgently.

Should I Apply Now?
You need to do something about your financial situation before it spirals out of control. It’s very easy for a small bill to become a big problem if it isn’t taken care of when it’s new and you don’t want this to cause stress for you. Applying for this type of loan is very easy and doesn’t take much time at all. The money could be of very good use to you and even help you get completely out of a tough situation before it gets worse. So, make a good assessment of your situation and consider if getting this loan would be your best option, because it may greatly improve your life.

What can I do if I wish to complain?

Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?

If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?

Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.