Borrow from £100 to £25,000

We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

  • Apply For £ 50 - £ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit




N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.

Bad Credit Short Term Loans UK

Bad credit short term loans UK are starting to become quite popular with the ease of the application process and fairness involved. You may be wondering how these loans could be fair, well, they aren’t biased towards people who have bad credit scores. Unlike the banks who assess an application on this magical number, bad credit lenders don’t even consider it. So how do they do it? They instead look at your level of income and how much you would be able to contribute towards the repayments. This is just how a loan should be assessed, and it’s crazy that it’s not standard practice in the industry. Even though it should be this way, the banks love protecting their precious assets and don’t want even the slightest risk involved when it comes to lending their money. While it may be perceived that someone with a bad credit score could be more of a risk to lend to, there shouldn’t be a one-size-fits-all approach to lending. Not everyone with a bad credit score got it because of their own actions and there are many people who have good jobs and can easily make the repayments.

What Are Bad Credit Short Term Loans UK?
This is a form of short-term loan in the UK for people with bad credit scores. Not only is your credit score irrelevant here, but you don’t need to go through all the bureaucratic red tape that the banks make you go through either. This means you just need to make an application and have a job that pays you consistently so that you can afford to make the repayments and you should be good to go. There’s no chance that a bank can offer this level of service, even to people with good credit scores so you could really be at a good advantage when it comes to these loans.

Why Are They Good?
If you only need to borrow money for a short amount of time, then this loan could be your best option. These loans are typically repaid in one or two weeks and in some cases a month, so that’s generally what short term would entail. If you have a bill which has come up and requires urgent payment, then this loan could enable you to pay it off that same week and then you just pay back the loan the following week or so when you get paid from work next. Some people may even find this loan to be really good because they just set aside some of the pay from the next week to pay back the loan and then all of a sudden they don’t have any bills to worry about.

So Should I Apply?
If you have a bad credit score and bills to pay, then this loan could be your best option. The approval process in also very fast and your credit score is irrelevant, so don’t worry about receiving the same poor treatment that the banks dish out. You know your situation better than anyone, so make the important decision soon about applying for a loan so you can get your situation sorted and your life back on the right track.

What can I do if I wish to complain?

Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?

If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?

Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.