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    Borrow from £100 to £25,000

    Complete our simple 60 second application form to get the loan you want today.

     

    PERSONAL

    Loans

    N Whole of Market panel
    N Trusted panel of lenders
    N From £1,000 to £25,000
    N Rates from 5.7% to 278%
    N 3-36 month repayment

     

    SHORT TERM

    Loans

    N Online decision
    N Responsible lenders
    N Borrow up to £3,000
    N Rates from 278% to 1576%
    N 3-12 month repayment

    Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.

    60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.

    We are a Credit Broker and not a Lender

    Loans For Bad Credit UK No Guarantor


    Loans for bad credit UK no guarantor could be your best option to borrow money if you have a bad credit score. People in the UK are unfortunate victims to the banks biased lending policies and aren’t able to borrow money from them. You may think that is understandable that a bank won’t lend to somebody who has a bad credit score, but did you know that the banks don’t consider how the person got a bad credit score or their ability to make repayments? This means that someone who was a victim of fraud and got a bad credit score as a result still won’t be lent to, even if the fraud was proven but won’t be properly acknowledged or fixed. That person could then go on to make a very decent income and be more than capable of making loan repayments and still won’t be lent to. The banks are completely out of control, and they don’t consider circumstances such as this when they are lending and only care about protecting their assets. You do have hope, and there are options available for people who have bad credit, just not through the banks.

    What Are Loans For Bad Credit UK No Guarantor?
    This is a form of loan in the UK with is for people who have bad credit and there is no guarantor required. A guarantor is essentially a form of security for a loan, and the banks love these. The guarantor is someone who agrees to legally take responsibility for the loan should the borrower fail to be able to make the repayments. Not everyone is willing to be a guarantor for someone, even if they’re family, but the banks will be happy to take anyone if it means their money is more secure and can increase their profits.

    How Are These Loans Good?
    Not needing a guarantor is a very good feature of these loans and it can make it a lot easier for you to get approved because of this. In addition, your credit score doesn’t matter here, and you are not judged or discriminated against because of it. You need to deal with fair lenders such as this and not fall victim to the banks callous lending policies and biased attitudes. Banks don’t care how you got your score, how much money you make, how much you can afford to repay, or how bad your financial situation is; if your credit score is bad, you are nothing to them. This is why these loans are good, and you will struggle to find a loan with requirements as fair as this.

    Should I Make An Application?
    You know your financial situation better than anyone, and you should have a rough idea of how much you can afford to put towards repayments. Making an application is incredibly easy and takes no time at all to do. Also, because there’s no guarantor or stupid hoops to jump through, applications get processed very fast, and you could have your money within a very short timeframe. So, assess your situation and make your decision soon, because your situation may only get worse.

    Should I Apply Now?
    Let’s face it; you know your situation best. That means you know how badly you need to take out a loan and how well you can manage if you don’t. Unfortunately, bills don’t just pay themselves, so you’re going to have to do something about it. So, assess your situation and decide if getting one of the best bad credit loans in the UK would help fix your financial position and improve your life.

    What can I do if I wish to complain?

    Information about complaints can be found in our complaints policy.

    What if I can’t keep up my repayments?

    If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

    What do i do next?

    Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

    *Subject to lender approval and requirements.