Borrow from £100 to £25,000
Complete our simple 60 second application form to get the loan you want today.
Whole of Market panel
Trusted panel of lenders
From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.
60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.
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Bad Credit Loans UK Online
Bad credit loans UK online can be a great way to pay off your bills if you have a bad credit score and need to borrow money. Let’s face it, everyone has bills to pay. Sometimes, we don’t always have the money laying around to cover these bills and may be in a situation where we need to borrow money. This is fine and completely normal, but, having a bad credit score is going to make borrowing money a lot more difficult. This is because certain types of lenders, such as banks, only lend to people who meet a certain minimum requirement on their credit score and refuse to lend to people below it. This may seem fair enough to you, but the banks don’t look at the circumstances surrounding how someone got a bad credit score. Someone may have had a bad relationship break down and getting into debt was unavoidable and not even their fault. There are many circumstances which can lead to someone getting a bad score because of the actions of other people or events and situations outside of their control. Because the banks don’t care about this, many people are left with seemingly nowhere left to turn.
What Are Bad Credit Loans UK Online
These are loans for people in the UK with bad credit, and they are applied for online. You don’t need to worry about your credit score when it comes to this type of loan, and the application process is done completely online. This means you don’t have to worry about physically having to go and visit a lender either, just to find out that you weren’t approved. The ease and convenience of this type of loan is very clear, and there’s no way that a bank would be this reasonable with you, even if you had a good credit score.
How Can They Help Me?
These loans could help you in a range of situations and possibly even save you from financial ruin depending on your circumstances. If you need to pay for vehicle repairs, medical fees, utility bills, tax debts, or similar expenses, then the cash from this loan could be used to directly pay it off. Once an expense like this is out of the way, it can take a weight off your shoulders and get rid of the burden hanging over you.
Not even the banks offer this level of service to people with good credit scores, so you know just how fair these loans are to the applicants. And because the applications are based on income and ability to make repayments, you don’t need to worry about being discriminated against because of your bad credit score either.
Can I Apply Today?
Of course. These loans are applied for online, so it’s not really like you need to go anywhere. It’s incredibly simple to do and requires no technical knowledge either, so you can just apply and then wait. It’s important that you take control of your financial situation and make a decision soon about how you’re going to fix it. So, weigh up your options, and if need be, you can apply for this loan today and maybe even have your cash not long after too.
What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.
What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.
*Subject to lender approval and requirements.