Borrow from £100 to £25,000

We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

  • Apply For £ 50 - £ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit




N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.

Very Bad Credit Loans Direct Lenders UK

Very bad credit loans with direct lenders in the UK are shaping up to be a popular option among people who have bad credit scores. Not only are these loans for people who have bad credit, but your credit score doesn’t even matter. This is a far cry from the banks’ lending policy where they refuse to lend to someone who has bad credit because they deem it to be too risky. Not everyone who has a bad credit score is a risk to lend to, and many of them are more than capable of making loan repayments. The bank’s attitude towards this is completely biased, and they only care about protecting their assets. You don’t have to fall victim to their way of lending, and you do still have hope to obtain money through a bad credit lender.

What Are Very Bad Credit Loans Direct Lenders UK
These are loans for people in the UK who have bad credit, and they are through direct lenders. This is an organization or individual who is the source of your money, and they don’t obtain the cash from anywhere else. Believe it or not, there are some lenders who don’t actually have the money that you borrow and the instead act as an intermediary for another organization or just sell your loan on the secondary market.

How Are These Loans Beneficial?
This type of loan is beneficial for you because you are dealing directly with the source of your money. This also makes the cost of your loan cheaper, because if there was another party involved who was the one with the money, your interest rate would be higher so that they can make a profit. So, not only is the overall cost of your loan going to be cheaper, but it’s great to know that it’s just you and the lender with no one else involved. The money from the loan can also be used to cover a range of expenses which could arise such as tax bills, medical fees, utility bills, and more. Paying off these types of expenses before they become a bigger problem is very important, and you don’t want them to be sent to a collections agency who may call you relentlessly chasing up the money.

So Can I Apply?
Of course. Anyone can apply for these loans, and you just need to make sure that you have an income from work and are capable of making the loan repayments. That’s how easy it is, and you don’t need to worry about falling victim to the discriminatory practices that the banks use. Your credit score doesn’t matter here so you can be sure that the biased lending policies have been thrown out the window. Make an assessment of your situation and figure out if getting a loan is the best option for you. If you have bills to be and don’t have the money, then getting a loan may be your best option and could save you from a situation which could be a lot worse.

What can I do if I wish to complain?

Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?

If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?

Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.