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    Borrow from £100 to £25,000

    Complete our simple 60 second application form to get the loan you want today.

     

    PERSONAL

    Loans

    N Whole of Market panel
    N Trusted panel of lenders
    N From £1,000 to £25,000
    N Rates from 5.7% to 278%
    N 3-36 month repayment

     

    SHORT TERM

    Loans

    N Online decision
    N Responsible lenders
    N Borrow up to £3,000
    N Rates from 278% to 1576%
    N 3-12 month repayment

    Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.

    60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.

    We are a Credit Broker and not a Lender

    Very Bad Credit Loans UK


    Very bad credit loans UK can be used if you are in a bit of a financial predicament and need access to funds fast. You may have acquired a bad credit score for a range of reasons; poor financial decisions, medical expenses, emergency repairs, fraud, and more. Some people are guilty of getting a bad score, and it’s their own fault, others are the victim of an unfortunate series of events and circumstances which led to it. Whatever the reason, the banks won’t lend to them. That’s right, regardless of the fact that someone may have had a life-threatening injury and had to borrow money to survive and got a bad credit score as a result; the banks still won’t lend to them because of the score. This attitude is completely heartless, and it’s no wonder why the banks are getting such a bad reputation. They are more than willing to let their fellow man potentially die over a magical score which can easily be negatively influenced and slowly gets positively influenced. Say what you will about the system, but something needs to be done. Fortunately, people with bad credit scores do still have hope, and there are lenders out there who are willing to help them out in their time of need.

    What Are Very Bad Credit Loans UK?
    These loans are for people in the UK who have very bad credit scores, and they aren’t judged on a credit score. Instead, this type of loan will be assessed on your income level and how much you can afford to contribute to the repayments. This is exactly how a loan should be assessed because it doesn’t discriminate against people who may have been in an unfortunate situation as mentioned above. And because there’s no stupid score to check, the loan is incredibly straightforward and can also be processed in a very short amount of time, which means you can get access to the cash fast.

    How Are They Beneficial?
    For a start, a loan for people who have a bad credit score is already a great benefit. These types of lenders don’t discriminate, which is something you can’t honestly say about the banks. In addition, because they can also be processed so fast, you could be approved and get the money in no time. This can then allow you to quickly pay for that overdue rent or cover a tax bill which will make your life hell if it isn’t settled fast.

    Should I Make An Application?
    You need to do something about your situation and acting now is most likely your best option. Just sitting around and hoping your situation will fix itself isn’t going to get it fixed, so you will need to take action. As mentioned before, these loans don’t discriminate, and you have a fair chance of getting approved when you apply, so you know there’s no unnecessary drama or stress involved. So, do what you have to do to improve your financial situation and act now before it gets worse.

    What can I do if I wish to complain?

    Information about complaints can be found in our complaints policy.

    What if I can’t keep up my repayments?

    If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

    What do i do next?

    Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

    *Subject to lender approval and requirements.