Borrow from £100 to £25,000
- Apply For £ 50 - £ 1,000
- Fast Payout
- No Fees
- Secure Application
- Available 24/7
- Bad Credit
Whole of Market panel
Trusted panel of lenders
From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.
60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.
We are a Credit Broker and not a Lender
Long term loans bad credit no guarantor?
If you go for a long-term loan from a reputed financial institution, the rate of interest will possibly low and the repayment can be done in a very efficient way. As your earnings will increase with time, there will be little financial burden in paying the monthly instalments. However, the rate of interest is based in the past score maintained by you. You should take best possible steps so you manage cash which can manage as per your needs without any issues.
Get extra funds
You get additional funds through Long term finance by taking the advice offered by experts for all unsecured finance. You should choose the best partner so there is absolute clarity in the payout. You submit an online application which is a straightforward method. The agreement terms and conditions can understand by you very easily.
There is great flexibility when choosing what financial product you use and approved customers are able to customise the amount as well as tenure as per their needs. If you have a poor rate, you take the help of premier agency so that you will get best advice to revive your rating. Effective steps should be taken overcome the negative marks on your profile.
By taking the help of a leading financial broker, you will not only be able to apply for the agreement but are able to get cash without any issues. It is possible to find the best plan as per your condition so that the drawbacks will be eliminated and positive features will be highlighted. You take advantage the counselling offered by underwriters as well.
There are various options for homeowners with adverse history. The best secured is taken with the help of a professional agency.
Minimise the risk factors
Banks and financial institutions would like to minimise risk factors before lending money to individuals and commercial entities. The history is the bench mark followed by banks to grant various kinds of finance. It is managed by following the guidelines offered by experts. Financial experts will go through your profile and they will help you overcome the drawbacks. If there are any discrepancies in the report, steps should be taken to remove the errors.
When you strike a long-term loan, there are low interest rate and they can be process quick. The repayment term varies from 3 to 30 years. Secured finance can be taken by individuals for any purpose. To get the latest rates and get free advice, you’re consult experts. There are agencies which are ready to help you in this direction. They will do all the homework and will perform the comparative analysis as well.
Even though you have a very poor history, the agency will help you find the best match for you so you will save time, effort and money. The online comparison tool will provide you all the links and the company that best fulfils your needs selected.
Go through the features
You should go through the Long term finance features so you will understand them properly before signing up the contract. If you go for long-term, there can be lock-in and repayment penalties. If you go for a new money, you might want to pay lock-in penalty in the old finance.
There are structured payments when you go for secured finance. It is easy to pay the same amount throughout the period so that there will not be any financial burden. Thus, you can plan your financing needs as per your capability. There should be room for emergencies as well.
By planning for the agreement in the best possible way, you’re be able to fulfil your needs without any issues. If the amount is very small, you will not want to go for long-term loans. If you are borrowing more than £5,000, there will be great profit and your interests will be fulfilled in the best possible way. Thus, you plan for a long-term loan even though you fail to manage good score.
What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.
What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.
*Subject to lender approval and requirements.