Borrow from £100 to £25,000

We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

  • Apply For £ 50 - £ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit




N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.

Bad credit long term loans guaranteed approval with Unsecuredloan4u.co.uk?

There are several reasons to go for quick cash. It is required to go for an important investment or to fulfill major expense. You can go for secured finance so that the installments are paid over a long period of time and the interest rate can be very low with no credit check needed. The cash can be granted by a bank or financial institution but there is a thing as a guaranteed loan. You should go through the terms and conditions before applying for the finance so that it will be cleared immediately. Your interests will be protected in the best possible way when you choose a traditional loan.

What are long term loans?
Finance which will take more than 12 months to repay them its treated as long-term agreements. You also go for personal finance in which case it is used for various needs. The interest rate on personal finance higher than home loan. If you go for home, you will get discount as well so that there will not be financial burden most people want it to be a guaranteed loan but sometimes its not the best option.

The Long term cash is granted based on your credit worthiness. You manage good credit score, the application is processed very quickly. For salaried employees, there is little documentation. The payout will take place after the confirmation of the agreement. You will want to provide required documents to the compliance team. The application shall verified and the decision will be conveyed at the earliest.

Manage best interest rates
To manage best interest rates, you should take steps to improve your credit score. You repay your agreements as per the t&c’s, the credit score will improve. Your spending on credit card will also influence your credit score.
You go through the calculator to estimate the impact of interest rates. Before applying for the cash, you complete the interest rate comparison so that you will settle for the best service.

You  also choose a trusted agency which will go through financial needs and best options available is suggested. You will get advice based on the earnings, spending habits and future ambitions. It will help you save more and cut down unnecessary expenses.
Affordability and convenience

As you go for long-term agreement, they are very much affordable and there shall be great convenience. Long term fast cash will help you borrow


money for any purpose. You will take long time to repay the monthly payments. In some cases, you will want to provide the collateral as well. If you provide the security for the agreement, you might pay lower interest rate.

The risk factor shall be assessed by the bank or financial institution based on the credit score, profession, location, gender and repayment capacity. If you had a good past repayment history, it is a plus point as you are likely to continue the same trend. Thus, the bank will go through all the details and the finance will be granted as per your need.

Before you sign up the contract, you are advised to go through the t&c. The process should be simple and efficient. You should be able to repay the cash in easy instalments. There should be a provision for prepayment so the money can be paid at the earliest. If your earnings have increased, you can increase the monthly instalment so the loan can be closed very quickly its called guaranteed finance.

The bank should not impose penalty for pre-closure of the loan. There are some lending agencies which stipulate a minimum lock-in period. If you close the account before the lock-in period, a penalty is imposed. Thus, you should be aware of the terms and conditions so you will settle for the best cash without any issues.

It is a positive experience for consumers as well as lenders when long-term are offered as per the market conditions. Long term Loans is a great way to buy assets like new or old house and movable property. The amount will be paid in small instalments so that there will not be any financial burden. To choose the best finance, you are advised to contact the loan adviser.

What can I do if I wish to complain?
Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.

Hi There My Names Martin! I’m a huge sports fan fancy myself as the next Lionel Messi.. Ive been writing for the last ten years mainly in the financial niche.