Borrow from £100 to £25,000
- Apply For £ 50 - £ 1,000
- Fast Payout
- No Fees
- Secure Application
- Available 24/7
- Bad Credit
Whole of Market panel
Trusted panel of lenders
From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.
Bad credit long term loans guaranteed approval with Unsecuredloan4u.co.uk?
There are several reasons to go for quick cash. It is required to go for an important investment or to fulfill major expense. You can go for secured finance so that the installments are paid over a long period of time and the interest rate can be very low with no credit check needed. The cash can be granted by a bank or financial institution but there is a thing as a guaranteed loan. You should go through the terms and conditions before applying for the finance so that it will be cleared immediately. Your interests will be protected in the best possible way when you choose a traditional loan.
What are long term loans?
Finance which will take more than 12 months to repay them its treated as long-term agreements. You also go for personal finance in which case it is used for various needs. The interest rate on personal finance higher than home loan. If you go for home, you will get discount as well so that there will not be financial burden most people want it to be a guaranteed loan but sometimes its not the best option.
The Long term cash is granted based on your credit worthiness. You manage good credit score, the application is processed very quickly. For salaried employees, there is little documentation. The payout will take place after the confirmation of the agreement. You will want to provide required documents to the compliance team. The application shall verified and the decision will be conveyed at the earliest.
Manage best interest rates
To manage best interest rates, you should take steps to improve your credit score. You repay your agreements as per the t&c’s, the credit score will improve. Your spending on credit card will also influence your credit score.
You go through the calculator to estimate the impact of interest rates. Before applying for the cash, you complete the interest rate comparison so that you will settle for the best service.
You also choose a trusted agency which will go through financial needs and best options available is suggested. You will get advice based on the earnings, spending habits and future ambitions. It will help you save more and cut down unnecessary expenses.
Affordability and convenience
As you go for long-term agreement, they are very much affordable and there shall be great convenience. Long term fast cash will help you borrow
What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.
What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.
*Subject to lender approval and requirements.