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Borrow from £100 to £25,000

We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

  • Apply For £ 50 - £ 1,000
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  • Bad Credit

 

PERSONAL

Loans

N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment

 

SHORT TERM

Loans

N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.

Instant long term loans for USL4U?


One of the first questions a consumer is likely to ask themselves before they apply for a loan is whether they are eligible for it or not. There can be a number of requirements for eligibility, but we’re going to narrow it down to a few key ones that usually stand between you and the cash you want.

We’re looking at long term personal loans in particular, as these can have the most stringent requirements. You meet the necessary eligibility standards for this kind of money, you should be approved for just about any other kind of cash as well.

Credit Your credit score play an integral part in how eligible you are for certain finance. Not all lenders will ask to check your credit, as they may rely on your employment record and some financial details to determine eligibility, but you are going for a long-term agreement, then a finance check is more or less mandatory. Now, even if your history is poor, you may still be eligible for a loan; it just may not be on the terms you like.

If you’re concerned about your past and how it will affect eligibility and rates, then you do a few things to improve it. You can make payments on time, check for errors on your credit report and pay off some debt to make your score rise in time. It won’t happen overnight, so be patient with it.

Income This is definitely the most important factor when it comes to eligibility and a quick application. If you don’t have the income to support the payments, then no one will give you the finance you want, no matter how well you meet the other lending requirements. Every lender wants some assurance that you will be able to pay the amount back in full and be able to make payments on time. They will look at your income primarily as a way for you to do that. You can make promises about other sources of income you might be looking into, but if your paycheck doesn’t show that you bring in enough money to cover your bills and your payments, you may be out of luck getting long term personal loans.

If you want to improve your chances, then you get another source of income and show proof of it before you apply for the loan. You can also try getting someone else with more income or better past to cosign for you.

Debt Should you have too much debt, you could be turned down for the cash you are wanting. Unsecured lenders will often ask about what other loans you have, such as student loans, car loans and mortgages before they approve you for a further finance. If they think you have too much debt to handle another loan, then they will deny your application.

You might be tempted to fudge the details of your debt and try to hide some of the bills you have to pay, but that’s not a good idea. Lending institutions are able to accurately judge how likely you will be to repay the cash on time, and if they deny you because you have too much debt, it’s a good idea to work on paying down some of that debt before you apply again. You don’t want to be overburdened with debt and not be able to get yourself out of a hole.

Your debt problem is a serious one, then you may need to seek out help from a debt counseling agency. There are several of them out there, many of them government sponsored, and they can help you get control of your finances. As for those long-term personal loans you are eyeing, just give yourself some time to work on your financial situation before you overwhelm yourself with one of them. Once you get your bad debt under control, you are far more likely to be approved for the cash you want.

How to Get Instant Approval for a Long-term Loan?

When you have urgent financial emergencies, you would want a loan approval as soon as possible. Any delay or hindrance of your loan application is the last thing you want to have. While this can be a possible scenario, it is also possible to get a long-term loan instantly. You simply need to meet the lender’s requirements and provide all the necessary details to avoid delays. As mentioned above, you need to meet the basic requirements of getting a loan such as making sure you have good credit rating, stable income, and must not have multiple debts. Aside from this, what you can do is to find a reputable and flexible lender who offers long-term loans without much stressful requirements. Many lenders can be very strict on their policies, while others are very accommodating.

We can assist you with your search, and we are very good at it. As long as you will provide the necessary details for the loan application, and you don’t have a problem with the basic eligibility criteria, then you can get a long-term loan instantly. If you have a problem with your credit rating, you can apply for a no credit check loan.

Lenders of this type of loan do not run a hard credit check on you. They do not focus on your credit score, but rather on other personal and financial aspects such as your income and employment history. If they can see that you have a regular job and your earnings are steady, then you can get an instant approval. If you don’t have a regular job, you can search for a lender who caters to those who are unemployed. But this doesn’t mean that you can get a loan without any sort of income. Even if you don’t have a job, you must have a form of earnings every month, whether it is from benefits, sales commission, and so on. Lenders want to see that you have the money to pay back the loan. Once you can provide the proof of your income, then you’ll get an instant approval.

What can I do if I wish to complain? Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments? If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next? Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.

Hi There My Names Martin! I’m a huge sports fan fancy myself as the next Lionel Messi.. Ive been writing for the last ten years mainly in the financial niche.