We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

Borrow from £100 to £25,000

We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

  • Apply For £ 50 - £ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit




N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.

Quick long term loans for bad credit customers?

There are several reasons to go for quick cash. It is required to go for an important investment or to fulfil major expense. You can go for secured so that the instalments are paid over a long period of time and the interest rate are very low. The agreement will be granted by a bank or financial institution. You should go through the t&c before applying for the cash so that it can cleared immediately. Your interests can be protected in the best possible way when you choose traditional cash.

What are long-term?

Money which will take more than 12 months to repay them is treated as long-term loans. They are meant to finance your vehicle. You can also go for personal finance in which case it can be used for various needs. The interest rate on personal rate should be higher than home rate. If you go for home loan, you can get discount as well so that there will not be financial burden. The Long term finance is granted based on your creditworthiness. If you manage good credit score, the application can process very quickly. For salaried employees, there is little documentation. The cash disbursal will take place after the confirmation of the agreement. You want to provide required documents to the finance approval teams. The application can be verified and the decision will be conveyed at the earliest.

Manage best interest rates

To manage best interest rates, you should take steps to improve your credit score. If you repay your monthly instalments as per the t&c, the credit score will improve. Your spending on credit card will also influence your credit score. You go through the calculator to estimate the impact of interest rates. Before applying for the loan, you complete the interest rate comparison so that you settle for the best service.

You also choose a trusted agency which will go through financial needs and best options are suggested. You get advice based on earnings, spending habits and future ambitions. It will help you save more and cut down unnecessary expenses. Affordability and convenience

As you go for long-term loans, they are very much affordable and there is a great convenience. Long term finance will help you borrow money for any purpose. You will take long time to repay the money. In some cases, you will want to provide the collateral as well. If you provide the monthly instalments, you might pay lower interest rate.

The risk factor is assessed by the bank or financial institution based credit score, profession, location, gender and repayment capacity. If you had a good past repayment history, it will be a plus point as you are likely to continue the same trend. Thus, the bank will go through all the details and the cash granted as per your need.

Before you sign up the contract, you are advised to go through the t&c. The finance process should be simple and efficient. You should be able to repay the easy instalments. There should be a provision for prepayment so the cash can be closed at the earliest. If your earnings have increased, you can increase the monthly instalment so the loan is closed very quickly.

The bank should not impose penalty for early settlement of the finance. There are some lending agencies which stipulate a minimum lock-in period. If you close the account before the lock-in period, a penalty is imposed. Thus, you should be aware of the terms and conditions so that you will settle for the best cash without any issues.

It can be a positive experience for consumers as well as lenders when long-term loans are offered as per the market conditions. Long term finance is a great way to buy assets like new or old house and movable property. The amount is paid in small instalments so there will not be any financial burden. To choose the best finance, you are advised to contact the adviser.

Finding the right unsecured finance for you’re personal circumstances is often the hardest thing to do, you can often find many many options the market for all different types of finance, its really important to make sure that the option you pick is the best one for you this is where our state of the art system will check you and your outgoings to make sure we put you in front of the right lender this is all done within 90 seconds. Using our form is a really simple process you start by putting in your personal details where you live how long you’ve been there the normal details.. Secondly is a bit about you and your income we need a few short details about how much you are earning on a month by month basis how much you spend out the normal things such as mortgage or rent bills and other financial commitments.

Get Long-term Finance Fast!

If you are concerned about your credit rating being too low to get a long-term loan, you can work it out for the moment before you apply for a loan. Pay off any credit card balances and keep up with your monthly bills. Limit your spending with your credit card and avoid exceeding to your credit limit. This can help boost your credit score. Having multiple debts is also one of the reasons you have a low score, so you may want to pay off existing loans you have. Once your credit rating goes up, you can qualify for a long-term loan fast. However, if you need the money urgently, you can do a few things to get a quick long-term loan. One is getting a long-term loan with a security, typically your house or property. Some lenders will also accept other forms of loan security such as your vehicle, jewelry, and other valuable assets you have. Another thing you can do is to ask a close friend or family member to be your guarantor. The guarantor is someone who will cosign your loan for you, as a promise to take over the financial responsible in the instance that you can no longer handle it. The guarantor must have good credit record, stable income, and preferably a homeowner. These are the two most common ways to get a quick long-term loan even with a poor credit. However, if these options are not viable for you, then you get an unsecured long-term loan. While this sounds impossible because of your low credit score, the technique really is to search patiently for a reputable and accommodating lender. Indeed, there are reputable lenders out there who offer no credit checks, flexible terms, and affordable rates. These lenders understand that customers like you have a money problems in the past, but if they can see that you have the ability to repay the loan because you have a steady income today, then they will give you a quick approval.

What can I do if I wish to complain? Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments? If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next? Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.