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    Borrow from £100 to £25,000

    Complete our simple 60 second application form to get the loan you want today.

     

    PERSONAL

    Loans

    N Whole of Market panel
    N Trusted panel of lenders
    N From £1,000 to £25,000
    N Rates from 5.7% to 278%
    N 3-36 month repayment

     

    SHORT TERM

    Loans

    N Online decision
    N Responsible lenders
    N Borrow up to £3,000
    N Rates from 278% to 1576%
    N 3-12 month repayment

    Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.

    60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.

    We are a Credit Broker and not a Lender

    Quick long term loans for bad credit customers?


    There are several reasons to go for quick cash. It is required to go for an important investment or to fulfil major expense. You can go for secured so that the instalments are paid over a long period of time and the interest rate are very low. The agreement will be granted by a bank or financial institution. You should go through the t&c before applying for the cash so that it can cleared immediately. Your interests can be protected in the best possible way when you choose a traditional cash.

    What are long-term?
    Money which will take more than 12 months to repay them are treated as long-term loans. They are meant to finance your vehicle. You can also go for personal finance in which case it can be used for various needs. The interest rate on personal rate should be higher than home rate. If you go for home loan, you can get discount as well so that there will not be financial burden.
    The Long term finance is granted based on your credit worthiness. If you manage good credit score, the application can process very quickly. For salaried employees, there is little documentation. The cash disbursal will take place after the confirmation of the agreement. You want to provide required documents to the finance approval teams. The application can be verified and the decision will be conveyed at the earliest.

    Manage best interest rates
    To manage best interest rates, you should take steps to improve your credit score. If you repay your monthly instalments as per the t&c, the credit score will improve. Your spending on credit card will also influence your credit score.
    You go through the calculator to estimate the impact of interest rates. Before applying for the loan, you complete the interest rate comparison so that you settle for the best service.

    You also choose a trusted agency which will go through financial needs and best options are suggested. You get advice based on  earnings, spending habits and future ambitions. It will help you save more and cut down unnecessary expenses.
    Affordability and convenience

    As you go for long-term loans, they are very much affordable and there is a great convenience. Long term finance will help you borrow money for any purpose. You will take long time to repay the money. In some cases, you will want to provide the collateral as well. If you provide the monthly instalments, you might pay lower interest rate.

    The risk factor is assessed by the bank or financial institution based credit score, profession, location, gender and repayment capacity. If you had a good past repayment history, it will be a plus point as you are likely to continue the same trend. Thus, the bank will go through all the details and the cash granted as per your need.

    Before you sign up the contract, you are advised to go through the t&c. The finance process should be simple and efficient. You should be able to repay the easy instalments. There should be a provision for prepayment so the cash can be closed at the earliest. If your earnings have increased, you can increase the monthly instalment so the loan is closed very quickly.

    The bank should not impose penalty for early settlement of the finance. There are some lending agencies which stipulate a minimum lock-in period. If you close the account before the lock-in period, a penalty is imposed. Thus, you should be aware of the terms and conditions so that you will settle for the best cash without any issues.

    It can be a positive experience for consumers as well as lenders when long-term loans are offered as per the market conditions. Long term finance is a great way to buy assets like new or old house and movable property. The amount is paid in small instalments so there will not be any financial burden. To choose the best finance, you are advised to contact the adviser.

    Finding the right unsecured finance for you’re personal circumstances is often the hardest thing to do, you can often find many many options the market for all different types of finance, its really important to make sure that the option you pick is the best one for you this is where our state of the art system will check you and your outgoings to make sure we put you in front of the right lender this is all done within 90 seconds. Using our form is a really simple process you start by putting in your personal details where you live how long you’ve been there the normal details.. Secondly is a bit about you and your income we need a few short details about how much you are earning on a month by month basis how much you spend out the normal things such as mortgage or rent bills and other financial commitments.

    What can I do if I wish to complain?

    Information about complaints can be found in our complaints policy.

    What if I can’t keep up my repayments?

    If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

    What do i do next?

    Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

    *Subject to lender approval and requirements.